Business Relationship Manager

# Business Relationship ManagerFCU HQ - Gainesville, FL 32608## Overview Position Type Full Time## Description
** Join Our Team at Florida Credit Union – Where Your Future Shines Bright!
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* About Us:

** At Florida Credit Union, our mission is clear: to enhance the lives of our Florida neighbors through exceptional financial services. When you become a part of our team, you’re not just starting a new job; you’re joining a vibrant community dedicated to making a positive impact. We pride ourselves on fostering a dynamic, collaborative work environment where every team member is valued and supported.
** Why You'll Love Working with Us:**
* ** Dynamic Team Environment:
** Work in a supportive and collaborative atmosphere where your ideas and contributions are valued.
* ** Extensive Training:
** Receive comprehensive training to ensure you’re set up for success from day one.
* ** Exceptional Benefits:
** Enjoy a competitive benefits package designed with your well-being in mind.
* ** Career Growth:
** Explore numerous opportunities for professional development and advancement within our organization.
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* Position Overview:

** The Business Relationship Manager (BRM) develops and manages relationships with small-business members whose credit needs do not involve real estate. The BRM originates, structures, and coordinates non-real-estate commercial credit within established transaction, aggregate exposure, policy, and individual lending-authority limits. The role combines proactive business development, deposit-account opening, loan-application processing, portfolio management, and coordinated onboarding support. The BRM serves as a connector across the credit union: consumer borrowing needs are referred to Retail, commercial real estate opportunities are referred to Commercial Relationship Managers (CRMs), and treasury-management needs are referred to the AVP of Treasury Management.
** Your

Key Responsibilities:

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* ** Business Development & Relationship Management:
** Drive small business growth by proactively prospecting, building trusted relationships with local business owners, and deepening member relationships through tailored deposit, credit, and service solutions—while maintaining accurate activity records.
* ** Commercial Credit & Loan Origination:
** Manage the full commercial loan lifecycle—interviewing applicants, analyzing financial documentation, structuring credit requests within policy guidelines, and ensuring complete, compliant loan files from application through closing and funding.
* ** Deposit Account Opening & Business Onboarding:
** Open and support new business deposit accounts in compliance with regulatory requirements, ensuring a smooth onboarding experience through proactive outreach, issue resolution, and member education on available products and services.
* ** Portfolio Management, Risk & Compliance:
** Proactively manage assigned relationships post-closing; monitoring risk indicators, ensuring covenant and documentation compliance, and supporting collections or workouts as needed—while adhering to all regulatory, BSA/AML, and fair-lending requirements and prioritizing credit quality over production volume.
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* What We're Looking For:

*** Preferred Bachelor’s degree in business, finance, accounting, economics, or a related field, or an equivalent combination of education and relevant experience.
* Three or more years of progressively responsible experience in business banking, small-business lending, commercial lending, credit analysis, or a closely related role.
* Working knowledge of business financial statements, tax returns, cash-flow analysis, loan structuring, collateral, guarantees, and commercial loan documentation.
* A current driver’s license.
** Ready to Make a Difference?
** If you’re passionate about supporting your community and eager to grow your career with a team that truly cares, we want to hear from you! Apply today and take the first step towards a rewarding career with Florida Credit Union.
** Become a vital part of our mission to support and uplift our members – apply now!*
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