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Enterprise Lending Officer

Job in Gaithersburg, Montgomery County, Maryland, 20883, USA
Listing for: Jobtailor
Full Time position
Listed on 2026-08-24
Job specializations:
  • Finance & Banking
    Financial Sales, Loan Officer / Lending, Banking & Finance
Salary/Wage Range or Industry Benchmark: 70000 - 95000 USD Yearly USD 70000.00 95000.00 YEAR
Job Description & How to Apply Below
  • Provides exceptional client care by providing advice oriented solutions with Consumer Lending and Core Banking products
  • Engages in community development, outside sales activities, and external networking to responsibly grow client and market share
  • Understands lending processes and credit guidelines to best develop solutions for each client's needs
  • Manages daily client and loan pipelines with astute organization, follow up, and high degree of collaboration with loan fulfillment partners
  • Leverages digital solutions, providing clients with a choice in preferred service pathways
  • Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client advice conversations and fulfilling financial goals
Requirements
  • Has 3+ years of experience in a loan origination role with a focus on generating self-sourced purchase business through a verifiable, established network of referral sources
  • Demonstrated understanding of effectively managing a pipeline in order to deliver an exceptional client experience
  • Has a strong knowledge of loan products Conventional, Jumbo and Government.
  • Demonstrated ability to understand, analyze, and document income, assets and liabilities properly in order to qualify clients for specific loan products
  • Demonstrated understanding of processing, underwriting and/or closing procedures
  • Has a working knowledge of federal regulations governing real estate lending
  • Ability to source clients independently and not rely on enterprise referrals with demonstrated success in generating business from external Centers of Influence real estate professionals, builders, and other external referral partners in a compliant manner as well as within bank policy
  • An ability to work independently
  • Is a strong communicator, both written and verbal
  • Is self-motivated and highly organized
  • Can prioritize multiple competing tasks
  • Uses appropriate interpersonal styles, communication methods and approaches to gain clients and keep them informed during the loan process
  • Demonstrated understanding of the connection of the level of service provided being directly correlated to driving sales volume
  • Can be flexible to work weekends and or extended hours as needed to serve clients.
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