Director of Lending Operations

About Simple CREDIT

Simple CREDIT is a disciplined private lending platform focused on DSCR, Bridge and Residential Transition Loans (RTL), backed by institutional capital. We prioritize strong credit, clean execution, and scalable growth.

• Oversee the end-to-end credit process for residential bridge and transitional loans, including underwriting, documentation, closings, and post-funding monitoring.
• Manage workflow pipelines, ensuring efficiency, consistency, and accuracy across the credit team.
• Implement and maintain SOPs, loan grading systems, and operational playbooks.
• Monitor KPIs and operational metrics to identify bottlenecks and optimize processes.

• Lead, mentor, and develop the credit operations team.
• Coordinate across internal teams (legal, compliance, finance, property management) and external partners (title companies, appraisers, contractors).
• Foster collaboration between credit, finance, and deal execution teams to streamline loan origination and closing.

• Ensure adherence to internal credit policies, lending guidelines, and regulatory requirements.
• Collaborate with legal and compliance to maintain documentation standards and audit readiness.
• Support risk management efforts, including reporting, portfolio monitoring, and process controls.

• Identify opportunities to automate, digitize, and scale operations.
• Drive improvements to loan origination and management systems (LOS/LMS).
• Develop reporting templates, dashboards, and operational insights for leadership and capital partners.

• 2+ years of experience in private lending, residential bridge, or transitional lending operations, including team management.
• Expertise in residential bridge, transitional, construction, or rehab lending operations.
• Deep understanding of credit underwriting processes, loan structuring, and portfolio monitoring.
• Strong operational, project management, and process design skills.
• Experience with lending platforms such as Lending Pad, Liquid Logics, or similar LOS/LMS.
• Strong leadership, communication, and organizational skills.
• Bonus:
  Experience scaling operations in a private lending or real estate investment platform.