Mortgage Loan Originator-Temporary

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Full Time Gardena, CA, US

8 days ago Requisition

Salary Range: $30.22 To $36.00 Hourly

We are seeking a motivated, service-driven Mortgage Loan Originator to join our mortgage lending team. This role is responsible for originating residential mortgage loans, managing inbound member inquiries, and guiding applicants through the mortgage process from application through closing. The ideal candidate has a proven track record in mortgage lending, strong knowledge of mortgage guidelines, and a passion for delivering exceptional member service.

• Manage and respond to daily inbound mortgage leads and member inquiries.
• Conduct outbound calling campaigns to generate new mortgage loan opportunities.
• Interview members and accurately complete mortgage loan applications.
• Evaluate borrower qualifications by reviewing credit reports, income documentation, assets, and other required financial information.
• Match members with the most appropriate mortgage products based on their financial needs and goals.
• Run credit checks and Desktop Underwriter (DU) findings to determine loan eligibility.
• Collect, review, and organize required documentation, including tax returns, W-2s, pay stubs, mortgage statements, purchase contracts, and asset documentation.
• Prepare complete loan packages for submission to underwriting and processing.
• Deliver loan disclosures, loan estimates, and other required compliance documentation.
• Maintain compliance with all mortgage lending regulations and credit union policies.
• Manage an active pipeline to ensure loans progress efficiently toward closing.
• Serve as the primary point of contact for members throughout the mortgage process.
• Communicate effectively with real estate agents, escrow officers, title companies, underwriters, processors, and internal departments.
• Provide regular status updates and exceptional service throughout the loan process.

• Minimum of 2 years of mortgage loan origination experience.
• Bachelor's Degree preferred; equivalent experience may be considered.
• Active Nationwide Mortgage Licensing System (NMLS) registration required.
• Experience with Encompass Loan Origination System (LOS) preferred.
• Strong understanding of mortgage lending guidelines, compliance requirements, and secondary market standards.
• Experience running Desktop Underwriter (DU) and analyzing borrower credit profiles.
• Proven ability to meet or exceed loan production goals.
• Proficiency in Microsoft Outlook, Word, and Excel.
• Excellent communication, relationship-building, and customer service skills.
• Strong organizational and time-management abilities.
• Ability to work independently while collaborating effectively within a team environment.
• Detail-oriented with the ability to manage multiple priorities in a fast-paced setting.

The ideal candidate is self-motivated, sales-oriented, and committed to delivering an exceptional member experience. You thrive in a performance-driven environment, enjoy helping members achieve home ownership goals, and can effectively manage a loan pipeline from application through closing.

Salary: $30.22/hr to $36.00/hr

We perform thorough background checks including verification of previous employment, education, credit checks and pre-employment drug screening. Any discrepancies in reported dates, titles, or degree information may result in an employment offer to be withdrawn.

NGFCU is an Equal Opportunity Employer

Pursuant to the Los Angeles Fair Chance Ordinance, we will consider for employment-qualified applicants with arrest and conviction records.

Monday through Friday 9:00 am to 6:00 pm