Senior Actuarial Analyst - Pricing

Position Summary

Senior Actuarial Analyst – GI Pricing and Profitability team. Focus on pricing strategies, coaching junior actuaries, supporting regulatory filings, and optimizing pricing models across personal lines and various markets.

Montréal, Quebec, Canada

35 hours per week

Data & Analytics

CAD 100,000–130,000 per year (plus annual reassessment).

• Review and update pricing algorithms for regional automobile (ON, QC) and residential lines to support profitability and growth.
• Generate and implement ideas to accelerate profitable growth.
• Submit filing documentation and support regulatory bodies.
• Implement pricing optimization strategies across personal lines; build and apply models and optimization techniques to recommend premium adjustments.
• Track and report performance of deployed strategies and identify areas for improvement.
• Assist in centralizing and optimizing Risk Sharing Pool (RSP) cession strategy at national level; support financial objectives for each pool and analyze cession results.
• Continuously review and update group discounts for Affinity Market Group; monitor profitability and update profit‑sharing strategies per regulatory requirements.
• Support internal product and pricing initiatives, from business case to rate filings, ensuring governance and control.
• Support cross‑functional projects for FSRA accreditation and bias/fairness pillar development.
• Support monitoring of Usage‑Based Insurance (UBI) driving patterns, contribute to continuous improvement of UBI pricing strategy.

• University degree in Actuarial Science or related field; minimum SOA (P, FM) and CAS examinations completed.
• 5+ years of relevant actuarial experience in pricing.
• Excellent knowledge of Excel.
• Proficiency in SQL and R; strong interest in programming.
• Strong teamwork, autonomy, resilience, initiative, and creativity.

• Experience with predictive modeling.
• Working toward FCIA/FCAS designation.

French bilingual candidates are invited; a language assessment will determine the need for French or another language.