Credit Manager

Job Summary

The CRE Credit Manager I underwrites commercial real estate loans to determine credit worthiness and compliance with Huntington’s lending policies.

• Manage maturities by working with Relationship Managers early in the process and underwriting renewals, extensions, and modifications.
• Complete Annual Review packages for existing loans.
• Manage a team of Credit Analysts, responsible for reviewing work for accuracy (spreads, underwriting packages, etc.) before it is submitted to the Portfolio Managers or Relationship Managers, managing their day‑to‑day activities, as well as mentoring them and focusing on their professional development.
• Analyze, review and structure loan requests using sound real estate underwriting fundamentals and standards.
• Work directly with sales and risk personnel in generating loan approval documents that help ensure and maintain the quality of the Bank’s real estate loan portfolio.
• Prepare written evaluation of borrowers’ financial condition and future outlook, as well as identify strengths and risks associated with our relationship sponsors and guarantors.
• Responsible for third‑party report engagements and/or follow‑up (i.e.: appraisals / environmental reports, property condition reports, etc.).
• Responsible for the collection, review, and maintenance of due diligence & customer information on renewals, modifications, and extensions of existing loans.
• Perform other duties as assigned.

• Bachelor’s Degree
• 5+ years experience of CRE

• 2+ years of management or team leader experience
• Formal commercial credit training
• Strong/Proficient use of Microsoft Office and internet resources
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning, and follow‑up
• Demonstrates confidence, assertiveness, professionalism, ability to interact with all levels of the organization, and ability to sell Huntington and its products/services
• Demonstrated ability to analyze financial data and narrative information quickly and thoroughly
• Excellence in customer service, highly motivated, focused and goal oriented
• Ability to work independently on multiple tasks without compromising quality

Exempt Status:
Yes (not eligible for overtime pay)

Workplace Type:
Office

Huntington is an Equal Opportunity Employer.