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MIM - Associate - Mortgage Origination

Job in Germantown, Shelby County, Tennessee, 38138, USA
Listing for: MetLife
Full Time position
Listed on 2026-06-26
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst, Real Estate Finance, Credit Analyst
Job Description & How to Apply Below

Based in Whippany, New Jersey, Met Life Investment Management (MIM) is one of the largest institutional investors and asset managers in the world, with nearly $740 billion in combined managed assets. MIM has been ranked a “Best Places to Work in Money Management” by Pensions & Investments for five consecutive years and has consistently generated superior returns for both policyholders and shareholders.

The enterprise has more than 1,100 dedicated professionals with extensive experience and expertise in all asset classes, with a strength in public and private fixed income and private assets, including real estate. Visit us at  to learn more.

Key Responsibilities
  • Support and assist the production staff with agricultural loan underwriting, including gathering, organizing, and validating borrower financial statements, tax returns, and operating data.
  • Perform credit analysis on farm, ranch, and agribusiness borrowers, and prepare underwriting financial spreads, commentaries, exhibits, and supporting information for credit approval packages.
  • Review and prepare collateral documentation, including land and improvement descriptions, plat maps, and summaries related to appraisals, surveys, leases, property types and uses, and water rights.
  • Assist with and prepare servicing requests related to credit and collateral actions for approval.
  • Support annual and periodic portfolio maintenance activities related to credit reviews, re-valuations, and reporting and financial covenant monitoring.
  • Facilitate and assist with internal and external communications to initiate and drive the progress of loan origination, loan servicing, and portfolio maintenance matters.
  • Maintain working knowledge of agricultural lending practices, land values, commodity markets, and rural real estate trends.
  • Travel to borrower locations and/or MIM Agricultural Finance offices may be required.
  • Support the regional office in the development of creative and unique regional marketing campaigns.
  • Coordinate and complete special projects as assigned.
Required Qualifications
  • Bachelor’s degree in a related field such as Business, Finance, Accounting, Agriculture, or a comparable discipline.
  • 5+ years of experience in agricultural finance, commercial real estate lending, or related lending activities.
  • Experience supporting lending activities including underwriting, servicing, portfolio management, and commercial credit portfolio administration.
  • Demonstrated experience in commercial credit analysis and decision‑making, including use of financial projection models.
  • Exposure to loan documentation, collateral review, and preparation of credit approval packages, annual reviews, and portfolio reports.
  • Strong portfolio and relationship management skills, with the ability to build and maintain effective customer and peer relationships.
  • Proficiency in MS Office 365, particularly Word and Excel (including spreadsheet creation and formulas).
  • Familiarity with Moody’s Risk Calc or similar credit risk tools.
  • Excellent oral, written, and interpersonal communication skills.
  • Strong analytical, problem‑solving, project management, and multitasking abilities, with the capacity to manage multiple deadlines and requests.
  • Must have appropriate work authorization in the country where the position is located and not require relocation assistance.
Preferred Qualifications
  • Self‑Manages for effective performance – both independently and within a team.
  • Detail oriented, dependable, discreet, proactive & highly organized.
  • Builds relationships with internal and external clients.
  • Ability to interpret and apply credit policy consistently across underwriting, servicing, and portfolio monitoring.
  • Strong analytical skills to identify loan‑level and portfolio‑level trends, exceptions, and emerging risks.
  • Clear written communication skills for credit packages and servicing requests.
  • Strong organizational and time‑management skills to handle multiple loans, deadlines, and data requests simultaneously.
  • Advanced Excel proficiency for financial analysis, scenario testing, and portfolio reporting; understanding and use of spreading and platting software.
  • Experience preparing decision‑ready materials for senior credit, risk, or management committees.
  • Working knowledge of loan servicing processes, including renewals, modifications, and covenant management.
  • Familiarity with agricultural lending, rural real estate collateral, and agricultural risk drivers.
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Position Requirements
10+ Years work experience
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