Funding Manager Mortgage Warehouse

Location:

Onsite a location listed in posting

Dedicated role within FHB’s Mortgage Warehouse Lending group responsible for oversight and execution of construction sublimit funding for residential loans across a portfolio with aggregate approved sublimit exposure of approximately $500MM. Ensures advances remain aligned to approved advance rates and documented percent complete; owns client onboarding for sub-limits and draw documentation; calculates and approves eligible advances within delegated authority; and maintains controls, reporting, and exception management.

Manages a mixed-complexity book, including clients with tailored processes and higher documentation nuance, applying tiered review standards and enhanced documentation requirements as complexity increases. Exercises discretion and independent judgment.

• Receive and review initial construction packages.
• Ensure required documentation is obtained for each draw request.
• Work directly with clients to resolve complex documentation or funding issues.
• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.
• Calculate eligible advances for each construction draw.
• Monitor and escalate documentation gaps and exceptions to the PM and RM, as applicable.
• Partner with associates (PMs, RMs, Operations) and clients’ funding teams to resolve documentation gaps and timing issues.
• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

• 3+ years in mortgage warehouse lending and/or related industry experience (e.g., construction draw administration or mortgage operations with draw funding responsibilities); title/closing or loan administration experience preferred.
• Skilled in reviewing 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion documentation.
• Ability to validate inspection percent complete, reconcile to funded-to-date, and apply FHB advance limits.
• Strong documentation review and reconciliation skills; high accuracy in calculations and recordkeeping.
• Proficiency with warehouse/LOS platforms and Excel for tracking, reconciliations, and reporting.
• Clear written and verbal communication with internal associates and clients; able to manage volume and deadlines.
• Bachelor’s degree preferred.