Personal Lines Risk Management - Specialist

MAKE A DIFFERENCE Share your talents and develop your skills as you build a career in a professional environment with a personal feel.

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss.

Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

The Cincinnati Insurance Companies' Personal Lines Risk Management Department is seeking a Risk Management Specialist to support our Southwest and Western regions. This role plays a vital part in evaluating residential properties with insured values up to $3.5 million, ensuring accurate replacement cost valuations, identifying risk exposures, and developing practical loss prevention recommendations that help protect our policyholders and support profitable growth.

Through direct training, mentorship, and collaboration with experienced risk management professionals, you will develop expertise in residential property valuation, risk analysis, loss prevention, and insurance operations.

Early career professionals and recent college graduates with an interest in Risk Management are encouraged to apply. We are looking for individuals who are eager to grow within the department, open to relocation, and interested in developing into a risk management field-based position.

The pay range for this position is $46,000 - $79,000 annually. Pay is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

This position is based in our Arizona office and supports agency and policyholder relationships throughout the Western United States.

• review property inspection reports to determine accurate replacement cost values, evaluate risk exposures, identify potential loss hazards, and develop clear, actionable risk improvement recommendations
• apply knowledge of inflation trends, market conditions, and construction cost escalation factors to support accurate property valuations
• conduct regular interviews with contractors, builders, and industry professionals to stay informed of construction costs, labor markets, and building trends throughout the Southwestern and Western United States
• partner with agents and internal associates to effectively communicate findings, recommendations, and valuation insights
• collaborate with Territory Advisors, underwriters, and field business partners across the country to support underwriting and risk management objectives
• develop expertise in residential construction methods, building materials, and high-value home features, including luxury and custom-built properties
• prepare timely, accurate reports and complete assignments within established service standards and deadlines

• strong analytical and critical-thinking skills with the ability to evaluate risks and make sound business recommendations
• excellent mathematical aptitude and attention to detail
• effective written, verbal, and…