Senior Mortgage Controller & Audit Leader

Cap Center is a technology-driven mortgage lender headquartered in Richmond, Virginia. We originate purchase and refinance mortgages, sell loans into the secondary market, and operate with a small, high-leverage team — meaning every seat owns real outcomes, not slices of a bureaucracy. The Controller anchors the accounting function: clean books, on-time financial statements, a disciplined close, and a quiet audit.



Role Description

The Controller owns Cap Center's accounting operation end-to-end — the close, the general ledger, the financial statements, technical accounting, the external audit, income tax, and the internal control environment. The role is a player-coach: hands-on in reconciliations and technical positions, senior enough to set the standards and manage the team.



Key Responsibilities

Accounting Operations, Financial Reporting, and Audit

• Own the monthly, quarterly, and annual close — calendar, ownership, reconciliations, journal entries, accruals, intercompany, and final tie-out
• Maintain the general ledger, chart of accounts, and books of record so they are accurate, complete, and audit-ready at all times
• Produce US GAAP statements (income statement, balance sheet, cash flow) on a predictable cadence
• Own the accounting for loan sales, gain-on-sale recognition, warehouse line activity, derivative mark-to-market, MSR, and fair value — including the entries, reconciliations, and disclosures
• Reconcile loan-level activity from the LOS, secondary system, and servicer reports to the general ledger
• Produce statutory and regulatory reporting that flows off the books — warehouse lender financial reporting, agency reporting, state licensing, covenant inputs
• Lead the external audit relationship — walkthroughs, sample support, accounting position defense, disclosure review, and remediation of findings

• Manage, coach, and develop the Accounting team; set clear standards clean execution
• Design and maintain the internal control environment over financial reporting — segregation of duties, journal entry review, reconciliation review, approval thresholds, and exception handling
• Document accounting processes and controls so they survive staff turnover and audit cleanly
• Own the accounting system stack (GL, AP, banking, expense management); partner with Technology on integrations and automation
• Drive process improvements that increase accuracy, reduce manual effort, and improve audit-readiness

• A clean, predictable monthly close on a published calendar
• US GAAP financial statements produced as the closing output, tied out and ready for use
• An efficient external audit with no material adjustments and a meaningfully shorter fieldwork window
• A trained, productive accounting team and a documented playbook
• A measurably stronger control environment

• Bachelor's degree in Accounting, Finance, or related field. Active CPA required
• 10+ years of progressive experience, including ownership of a full close cycle and external audit
• Prior experience, ideally at a mortgage lender or other regulated financial services environment
• Strong US GAAP technical accounting skills — ability to research, write, and defend positions
• Clear communication — able to brief auditors, tax advisors, and the CFO with equal precision