Controller, Finance & Banking, Accounting & Finance

Founded in Richmond in 1997, Cap Center helps individuals and families achieve home ownership through an integrated approach that combines mortgage, realty, and insurance services. Our mission is to make home ownership simpler, faster, and more affordable—while protecting clients through life's most important financial decisions. Known for our Zero Closing Cost mortgage, we've grown through the trust of satisfied clients and word-of-mouth referrals.

For our team, that mission creates a collaborative environment where talented professionals can do meaningful work, grow their careers, and make a lasting impact on clients' lives.

Be the Controller who builds the function. We are looking for a hands‑on, technically deep Controller who wants to build, not maintain— to own the books for a multi‑line financial services business, design the controls and audit posture, lead a team being built around them, and partner with the CFO on the most consequential financial decisions. This is the foundational accounting hire for the next chapter of a 29‑year‑old company that earned every client it has and is investing to grow.

The Controller owns Cap Center's accounting function end‑to‑end— the close, the general ledger, US GAAP financial reporting, technical accounting, the external audit, the internal control environment, and the team that delivers it all. You sign off on the books. You are the accounting voice with auditors, regulators, warehouse lenders, and internal business partners. You report to the CFO and partner directly with him on the build‑out of Cap Center's accounting and finance function.

Own the monthly, quarterly, and annual close— calendar, reconciliations, journal entries, accruals, intercompany, and tie‑out. Produce timely, accurate US GAAP financial statements on a predictable cadence. Own statutory and regulatory reporting tied to the books: warehouse lender financials, agency reporting, state licensing support, and covenant input.

Own technical accounting positions across mortgage banking GAAP— loan sales (ASC 860), gain on sale, warehouse line activity, MSR creation and amortization, derivative mark‑to‑market (ASC 815), fair‑value accounting (ASC 820), loan‑level fee capitalization (ASC 310‑20). Lead the external audit relationship including walkthroughs, sample support, accounting position defense, disclosure review, and remediation. Research, write, and defend technical accounting memos for material judgments.

Design and maintain the internal control environment over financial reporting— segregation of duties, journal entry review, reconciliation review, approval thresholds, exception handling. Own the accounting system stack (GL, AP, banking, expense management); partner with Technology on integrations, automation, and reporting. Document processes and controls to support operational continuity and audit readiness.

Own accounting for activity across service lines— commissions, settlement and escrow activity, intercompany allocations, and consolidation across affiliated entities. Partner with the CFO on treasury controls (wire approvals, custodial reconciliations, segregation of duties). Partner with mortgage operations, secondary marketing, real estate, and insurance leaders to keep financial reporting tied to operational reality.

Build, manage, coach, and develop the accounting team in partnership with the CFO. Set high standards for accuracy, accountability, and clean execution. Drive initiatives that improve financial accuracy, reduce manual effort, strengthen controls, and increase operational efficiency—the closing process should get faster, cleaner, and more defensible quarter over quarter.

• Bachelor's degree in Accounting, Finance, or a related field.
• Active CPA required.
• 10+ years of progressive experience, including ownership of a full close cycle and external audit.
• Mortgage banking, specialty finance, or other regulated financial services…