Call Center Representative

Call Center/Digital Services

Troy, MI

Full-time/Regular

MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION (MSGCU) has been providing quality financial services to the community for more than 70 years. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 24 branch offices in south east Michigan, over 450 team members, 150,000 members, $4 billion in assets, and a 97% member satisfaction rating for two decades.

We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. Our dedication to team member engagement has contributed to the honor of being named a Top Workplace by the Detroit Free Press thirteen years in a row. If you have a passion for helping people and providing exceptional and dependable service, we want you on our team.

Information about our comprehensive total rewards package can be found here.

Call Center Representatives will work an average of 40 hours per week during our call center hours:
Monday-Wednesday 8am-5pm, Thursday 8am-6pm, Friday 8am-7pm, and Saturday 8am-1pm.

• Member Service:
  Consults with members to explain financial services, resolve inquiries, and provide information on MSGCU’s services, eligibility requirements, and account options. Performs a variety of member service tasks, including accurately processing account transfers, setting up automated services, assisting with account updates, processing loan payments, ordering debit/credit cards, and following up on fraud and dispute claims as needed to ensure member satisfaction.
• Troubleshooting and De-escalation:
  Reviews account data to understand and resolve members concerns. Maintains calm and professional communication to de-escalate situations and ensure members concerns are addressed. Troubleshoots online banking, mobile app, and other digital services to deliver an exceptional member experience.
• Consumer Lending:
  Collects and inputs required information for loan applications and ensures all accompanying notes and details are documented. Notates member closing preferences and provides direction to members regarding required documentation needed to complete the closing process.
• Cross-Selling:
  Actively listens for cues during member interactions to identify potential needs and provide recommendations on products or services that align with their financial goals. Contributes to the achievement of department sales goals by deepening member relationships and promoting relevant solutions and opportunities to enhance the members financial success.

• Member Focus:
  Builds strong member relationships (internal/external) by using active listening skills to gain insight into member needs, identifying opportunities to benefit the member, efficiently resolving problems, and providing superior quality service. Behavior consistently demonstrates engagement with members and commitment to MSGCU initiatives.
• Action Oriented:
  Takes on new opportunities and tough challenges with a sense of urgency and enthusiasm.
• Communicates Effectively:
  Develops and delivers communications (verbal, including via phone, and written) that convey a clear understanding of the unique needs of different audiences.
• Instills Trust:
  Gains the confidence of others by modeling honesty, integrity, authenticity, and behaviors that align with organizational values. Exemplifies courage by stepping up to address difficult issues.
• Self-Development:
  Actively seeks new ways to grow and be challenged using formal and informal development channels.

• High school diploma or GED.
• One year of experience within financial services.
• Two years of experience within a call center with sales or production goals.
• Suggestive selling and business solicitation experience in a financial institution is preferred.

• Office and branch location environment with little discomfort from noise, extreme temperature, dust, or other factors.
• Occasionally required to travel throughout MSGCU's service area as business needs…