Loan Officer

Compensation Structure

Loan Officers are compensated with a monthly recoverable draw and earn commission based on basis points (bps) for closed and funded loan volume. This structure provides income consistency while rewarding strong production performance.

• Originate and close residential mortgage loans (FHA, VA, and Conventional) in accordance with established guidelines
• Consult with customers to understand financial needs and explain available loan options and structures
• Develop and maintain strong relationships with realtors, builders, buyers, sellers, and other referral sources
• Research market areas and execute a personal marketing strategy to identify and develop new business opportunities
• Meet monthly production goals while maintaining a high-quality customer experience
• Work with Secondary Marketing to ensure proper locking of loans at competitive rates
• Provide constructive feedback on loan products and pricing based on market demand
• Travel regularly to business development appointments and referral meetings (approximately 30-40% of time outside the office)
• Prepare loan committee presentations, including written evaluations of borrower financials
• Participate in staff, department, and team meetings and contribute to a positive, collaborative sales culture

• Mortgage lending sales experience with strong customer service and relationship-building skills
• Proven track record of developing and maintaining referral-based business
• Excellent verbal and written communication skills
• Strong organizational, time management, and problem-solving abilities
• Ability to work independently with minimal supervision while managing multiple priorities
• Strong interpersonal, conflict resolution, and team-building skills
• Proficiency in Microsoft Word, Excel, Outlook, and mortgage banking software
• Valid driver’s license required to perform essential duties

• Medical
• Dental
• Vision
• Life, LTD, & AD&D
• Dependent Care Spending Plan (DCSA)
• Employer Stock Ownership Plan with 401(k) feature and company match
• Complimentary Banking Services
• Tuition Assistance

AA - EOE