Warehouse Lending Underwriting Reviewer

At Northpointe Bank, we believe a career should empower you to grow, make a difference, and find purpose. We’re hiring a Warehouse Lending Underwriting Reviewer to review mortgage loan submissions for completeness, accuracy, and eligibility before funding authorization.

This is a second-level review role — not an initial underwriting position. There’s no new credit decisions — just your sharp eye for quality assurance, program eligibility, and risk management.

Training for this role will be in person in Grand Rapids, Michigan. Once training is complete, a fully remote schedule will be available.

• Review Mortgage Purchase Program loan submissions for accuracy, completeness, and eligibility
• Validate borrower documentation against agency, mortgage insurance, and investor guidelines
• Evaluate credit, collateral, and compensating factors for alignment with secondary market standards
• Monitor client facility balances and depository accounts for compliance with program requirements
• Process operating-account wire requests and track client facility limits
• Stay current on agency, investor, regulatory, and industry requirements
• Maintain high standards for compliance, quality, accuracy, and customer service

• Bachelor’s degree preferred or an equivalent combination of education and experience
• 2–4 years of mortgage underwriting, processing, or warehouse lending experience
• Experience in a similar loan review or underwriting position
• Strong knowledge of conforming, non-conforming, FHA, VA, Rural Development, and investor programs
• Familiarity with secondary-market underwriting standards and investor documentation
• Strong analytical skills and attention to detail
• Ability to evaluate complex loan files and manage competing deadlines
• Proficiency in Microsoft Office and mortgage-related software
• Excellent communication skills and a collaborative, team-oriented approach

This is a fast-paced, detail-oriented role where your accuracy and decision-making directly impact loan funding success. You’ll join a collaborative team environment with opportunities to grow, while ensuring high-quality standards that protect the Bank and support our clients.

Northpointe Bank recognizes that the quality of our people is the foundation for our success. Attracting individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

It is the policy of Northpointe Bank and its subsidiaries to provide equal employment opportunities (EEO) to all persons regardless of age, race, sex, religion, national origin, handicap, marital status, or other attributes not pertinent to the job requirements. This policy reflects our practice of making all employment decisions, from recruitment to promotions, based on an individual's qualifications without discrimination on any basis.

• Medical
• Vision
• Life, LTD, & AD&D
• Dependent Care Spending Plan (DCSA)
• Employer Stock Ownership Plan with 401(k) feature and company match
• Complimentary Banking Services
• Tuition Assistance