Credit Analyst

Start your career in banking with us! Mercantile Bank is looking to hire full-time Credit Analysts to support our Commercial Lending team in our Troy, Traverse City, Lansing, Mt. Pleasant, Kalamazoo and Grand Rapids markets. Receive the best commercial banking training in the state and join a team of ambitious professionals developing into the next generation of banking leaders.

• Receive best-in-class commercial credit and banking training
• Analyze financial information to evaluate commercial borrowers and understand how businesses operate and generate cash flow
• Prepare and present credit recommendations that support important lending decisions and drive the growth of local businesses
• Build relationships with lenders, mentors and industry professionals while developing the skills needed for future leadership opportunities within the bank

Mercantile Bank was founded by entrepreneurs who believed building strong relationships and communities is accomplished through collaboration and innovation. It's more than being a financial institution, it's being a trusted ally and community partner. As Michigan's largest community bank, our roots are deeply embedded in the diverse communities we serve. Our commitment to our customers and community is at the core of all we do.

As an employee of Mercantile Bank, you will receive competitive compensation, bonus opportunities, and best-in-class benefit options.

• With a minimum of 3 weeks' vacation, sick time, 11 paid holidays
• generous 401k match of 5%
• company paid life insurance
• tuition reimbursement
• IVF and adoption assistance
• zero-interest loans for fitness equipment and business attire
• discounted bank services
• employee stock purchase plan
• 529 savings plans
• health savings accounts
• flexible spending accounts
• legal protection
• exceptional training and development opportunities
• encouragement to connect with community through volunteer opportunities

You will begin your career as a Credit Analyst alongside a group of driven recent graduates who are eager to launch their careers in commercial banking. Your first eight weeks will consist of immersive commercial credit training in Grand Rapids, Michigan, where you will build a strong foundation in financial analysis, lending, and relationship banking.

Once training is complete, you will put your knowledge into practice by analyzing the financial health of businesses across a variety of industries. Through the review of financial statements, tax returns, cash flow, collateral, and guarantor support, you'll learn how companies operate, generate revenue, and manage risk. No two borrowers are alike, which means every credit request presents a new opportunity to learn and develop your expertise.

As your experience grows, you will prepare written credit presentations and communicate your findings to managers and lenders. Your analysis will play an important role in evaluating a borrower's ability to repay and helping the bank make sound lending decisions. You will develop strong analytical, communication, and presentation skills that will serve you throughout your career.

At Mercantile, your career does not stop with the Credit Analyst role. Many of our commercial lenders, managers, and bank leaders began their careers as a Credit Analyst. Through mentorship, hands‑on learning, and exposure to experienced banking professionals, you will build the skills and relationships needed for long‑term success.

In addition to developing your banking knowledge, you will have opportunities to get involved in the communities we serve through volunteer initiatives, networking events, and professional development opportunities.

We're looking for ambitious, curious, and…