Dealer Finance Analyst; Credit Underwriting

Dealer Finance Analyst (Credit Underwriting)

Grapevine, TX, USA

Safeguards Kubota’s assets and assesses risk exposure using financial and other reporting analytics. Collects outstanding remittances and consults on business development issues.

BASIC PURPOSE AND SCOPE OF POSITION

PRINCIPAL

ACTIVITIES:

This position does the following in accordance with all applicable Federal, State and local laws / regulations and the Company’s policies, procedures and guidelines:

• Performs physical inventory auditing at the direction of the Territory Credit Manager.
• Completes timely collection of floorplan outstanding equipment, curtailment, etc.
• Assists in the preparation and submission of dealership watch list.
• Proactively provides data, information and communication to effectively predict dealership financial status.
• Ensures aged, off-inventory units are registered (R&I) in accordance with Kubota’s aged-unit policies.
• Prepares dealership risk assessment based on financial statement data, audit and sales results.
• Ensures timely collection of dealership financial information.
• Provides dealer training on company inventory programs and inventory accounting issues.
• Supplies historical and pro-forma financial analysis to determine dealership eligibility regarding potential new dealership points, addition of Kubota product lines, additional financial products, etc.
• Collects general dealership feedback from time-to-time regarding dealership financial-related training opportunities, Kubota inventory program effectiveness, etc.
• Resolves issues and promotes positive relationships within the assigned territory.
• Other duties as assigned by management.

MINIMUM QUALIFICATIONS

• Bachelor's Degree in Finance, Business or other related degree program preferred:
  • In lieu of a degree at least 3 years of related inventory analytical experience required.
  • With a degree at least 1 year of related inventory analytical experience required.
• Familiar with financial statement analysis processes.
• Strong background in collections including knowledge of FCRA principles.
• Experienced skills in all facets of inventory analysis and audit procedures.
• Proficient in Microsoft Excel, and Word as well as other software packages to enter and/or retrieve information.
• Willing to travel up to 30%.

PHYSICAL REQUIREMENTS:

Typical office environment.

DISCLAIMER:

The information provided in the description has been designed to indicate the general nature and level of work performed by incumbents within the classification. This description is not intended to be a comprehensive inventory of all duties, responsibilities, qualifications and working conditions required of employees assigned to this job/classification. This job is intended to include the current essential functions of the job.

Management reserves the right to add or modify the duties and responsibilities and to designate other functions as essential at any time.

Kubota is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin.