Posting Title; External) Capital Markets Reporting Manager

Attain Finance is a leading consumer credit lender serving U.S. and Canadian customers for over 50 years. Our roots in the consumer finance market run deep. We’ve worked diligently to provide customers with a variety of convenient, easily accessible financial services. Our decades of diversified data power a hard-to-replicate underwriting and scoring engine, mitigating risk across the full spectrum of credit products.

Our brands include Heights Finance in the United States and Lend Direct and Cash Money in Canada.

This role will serve as the primary owner of Attain Finance’s lender reporting and capital markets reporting function, with responsibility for ensuring all facility, securitization, warehouse, ABS investor, trustee, and related reporting obligations are completed accurately, timely, and in compliance with governing transaction documents.

This role is based out of our Greenville, SC office.

• Own the end-to-end preparation, review, and timely delivery of all lender reporting and capital markets reporting requirements
• Manage a team of capital markets reporting analysts
• Oversee and manage recurring reporting deliverables, including borrowing base certificates, funding requests, monthly servicer reports, compliance certificates, trustee reports, investor reports, and lender-specific reporting packages
• Maintain and manage the lender reporting calendar across warehouse facilities, securitizations, ABS transactions, forward flow arrangements, and other capital markets facilities
• Interpret reporting requirements within credit agreements, indentures, servicing agreements, note purchase agreements, and other transaction documents, and ensure reporting outputs comply with those requirements
• Oversee loan-level data extraction, validation, reconciliation, and transformation used in borrowing base reporting, collateral reporting, securitization reporting, and investor reporting
• Ensure reported balances, collateral statistics, eligibility criteria, covenant calculations, and performance metrics reconcile to servicing systems, data warehouses, general ledger balances, bank activity, and prior-period reporting
• Monitor borrowing capacity, collateral availability, eligibility exclusions, concentration limits, advance rates, utilization levels, covenant compliance, and trigger thresholds
• Identify and elevate potential reporting, covenant, collateral eligibility, or borrowing base issues to ALCO and senior management in a timely manner
• Develop, maintain, and enforce reporting controls, including checklists, review procedures, tie-out documentation, exception logs, approval workflows, and evidence retention
• Maintain and enhance formal review, approval, and certification processes for all lender, trustee, investor, and capital markets reporting deliverables.
• Serve as a primary point of contact for lenders, trustees, back-up servicers, rating agencies, auditors, verification agents, and other external capital markets stakeholders on recurring reporting matters
• Manage responses to lender, trustee, rating agency, investor, auditor, and back-up servicer questions related to collateral, portfolio performance, covenant compliance, borrowing capacity, and reporting methodology
• Lead the reporting implementation process for new or amended capital markets transactions, including mapping new reporting requirements, establishing data sources, creating reporting templates, and coordinating internal ownership
• Support lender audits, collateral verification reviews, agreed‑upon procedures, back-up servicer reviews, data diligence, and transaction-related due diligence processes
• Investigate reporting discrepancies, data quality issues, covenant calculation differences, and collateral eligibility exceptions;…