Business Banking Healthcare Relationship Analyst

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Healthcare Business Banking Relationship Analysts partner closely with assigned Relationship Manager(s) to actively manage and grow a portfolio of Healthcare Business Banking clients, including physicians, dentists, veterinarians and other healthcare practices.

In this role, you'll contribute directly to profitability and long-term growth by strengthening relationships across a portfolio of practice finance clients, while maintaining disciplined credit management and supporting complex financial needs across the healthcare banking lifecycle.

This is a highly visible, analytical role blending financial insight with client partnership. You'll work directly with healthcare practices navigating cash flow management, expansion, equipment financing, and commercial lending, while identifying opportunities to deepen relationships and deliver tailored financial solutions.

What you'll do:

* Partner with Relationship Manager(s) to support and manage Healthcare Business Banking relationships, including medical, dental, veterinarian and professional practice clients, and the associated loan portfolio

* Analyze financial statements, including provider revenue models and practice performance metrics, to prepare comprehensive written credit analyses

* Monitor and manage credit quality across a portfolio that may include practice finance, commercial real estate (CRE), and healthcare expansion lending

* Serve as a trusted resource to clients by responding to healthcare lending and credit-related inquiries, including working capital and growth financing needs

* Identify opportunities to expand relationships through deeper understanding of practice lifecycle events (startup, acquisition, expansion, succession planning)

* Support portfolio growth by balancing relationship development with sound credit risk management and regulatory alignment in healthcare banking

Basic Qualifications

* Bachelor's degree, or equivalent work experience

* Five to eight years of Business Banking experience

Preferred Skills/Experience

* Well-developed analytical and problem-solving skills

* Basic knowledge of bank products and services that supports identifying opportunities to deepen client relationships, including deposit, lending, and treasury solutions

* Foundational knowledge of credit administration, financial analysis, and credit policy/procedure

* Demonstrated understanding of complex financial accounting and analysis

* Ability to collaborate effectively with internal partners across treasury management, payments, and wealth services to support healthcare clients

* Strong verbal and written communication skills

Why this role matters:

Healthcare providers operate within a complex and evolving financial landscape, balancing patient care with business performance. Your ability to translate financial data into actionable insight will directly support the success of healthcare practices, clinics, and provider organizations, while driving portfolio performance and long-term business growth.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

* Healthcare (medical, dental, vision)

* Basic term and optional term life insurance

* Short-term and long-term disability

* Pregnancy disability and parental leave

* 401(k) and employer-funded retirement plan

* Paid vacation (from two to five weeks depending on salary grade and tenure)

* Up to 11 paid holiday opportunities

* Adoption assistance

* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors…