Standby Letter of Credit Advisor - Operations

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Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Inspire, excel and grow with us

U.S. Bank is hiring in our Global Trade & Standby Services (GTSS) department for a Standby Letter of Credit Advisor.

The Standby Letter of Credit Advisor serves as a subject matter expert, providing guidance on structuring requests, reviewing legal documentation, and delivering a high level of customer service through clear, professional communication with internal and external partners.

Key Responsibilities:

* Provide expert guidance on the structuring of complex standby letter of credit transactions, including issuance, amendments, and risk considerations

* Review and interpret credit agreements, reimbursement agreements, and related legal documentation to ensure alignment with SBLC terms and bank risk standards

* Partner closely with Relationship Managers, Legal, and Credit teams to advise on deal structure and support successful transaction execution

* Deliver best-in-class customer service by clearly explaining requirements, setting expectations, and guiding partners through the standby LC process

* Communicate effectively and confidently, particularly in verbal discussion involving complex or sensitive client scenarios

* Serve as a key resource for complex or non-standard requests, providing recommendation and solutions while ensuring adherence to policy

* Support onboarding of complex or sensitive clients by partnering with Relationship Managers, Portfolio Managers, and Credit teams to advise on documentation, structure, and set up requirements

Location

* Charlotte, NC

* St. Paul, MN

* Portland, OR

Basic Qualifications

* High school diploma or equivalent

* Eight or more years of relevant work experience

Preferred Skills/Experience

* Extensive experience in standby letters of credit, with strong expertise in complex deal structuring

* Strong knowledge of standby letter of credit rules, including ISP
98 and UCP
600

* Deep understanding of credit agreements, reimbursement agreements, and related legal documentation

* Exceptional verbal and written communication skills, with the ability to clearly articulate complex concepts to a variety of stakeholders

* Proven ability to deliver a high level of customer service in a fast paced, client focused environment

* Strong risk awareness and ability to provide sound recommendations in complex or time sensitive situations

* Ability to influence and guide partners without direct authority

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

* Healthcare (medical, dental, vision)

* Basic term and optional term life insurance

* Short-term and long-term disability

* Pregnancy disability and parental leave

* 401(k) and employer-funded retirement plan

* Paid vacation (from two to five weeks depending on salary grade and tenure)

* Up to 11 paid holiday opportunities

* Adoption assistance

* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase…