Sr. Consumer Loan Underwriter Gulfport or NOLA

Sr. Consumer Loan Underwriter Gulfport or NOLA 5258

Job Category
:
Consumer Lending

Requisition Number
: SRCON
004485

• Posted :
  September 10, 2026
• Full-Time
• Hybrid

Showing 1 location

Seaway Admin
13083-A Seaway Road
Gulfport, MS 39503, USA

JOIN THE KEESLER FEDERAL CREDIT UNION TEAM!

Keesler Federal Credit Union team members enjoy competitive salaries and a wide range of benefits, some of which include:

• Medical, dental, and vision insurance
• Section 125 Flexible Spending Accounts for Health Care and Dependent Care expenses
• Employee and Dependent Life Insurance
• 401(k) Retirement Plan with 100% match on the first 5% contributed by you
• Tuition Reimbursement and Competitive Scholarships
• Short-Term & Long-Term Disability Benefits
• Employee Assistance Program

WE CURRENTLY DO NOT SPONSOR WORK RELATED VISAS

Position: Sr Consumer Loan Underwriter

Reports To: Consumer Central Underwriting Manager

FLSA: Non-Exempt Grade: 12

evaluates and decisions consumer loan applications in accordance with credit union policies, regulatory requirements, and sound risk management practices. This role serves as a subject matter expert for the underwriting team, providing guidance, training, and support while balancing portfolio growth with prudent lending decisions. The position collaborates with branch and lending staff, handles escalated member issues, contributes to process improvements, and ensures timely, accurate, and member-focused service.

Performs supervisory duties in accordance with the credit union's policies and procedures and all applicable federal, state, and local laws. Responsibilities include participating in the recruitment, interview, selection, and onboarding of employees; providing training and development; planning, assigning, and overseeing work; evaluating performance; coaching and counseling employees; administering recognition and corrective actions as appropriate; responding to employee concerns and supporting issue resolution;

and supporting employment actions such as promotion, transfer, demotion, or separation in accordance with established policies and legal requirements.

• Assists in the development and performs necessary testing of new projects and/or process improvements for the Consumer Lending Dept., as needed.
• Serves as a Subject Matter Expert to the underwriting teams.
• Maximizes revenue by balancing market penetration with sound risk management principles
• Analyzes and ensures consumer loan applications are in compliance with Keesler Federal policies and guidelines utilizing credit bureau reports and other sources to support sound decision-making process.
• Actively participates in risk/opportunity meetings; evaluates risk issues.
• Stays abreast of constant changes in policies, guidelines, and procedures.
• Responsible for working the consumer lending queues for consumer loan applications.
• Offers guidance and assistance with loan building, credit interpretation, credit union policies and procedures to other staff members as needed.
• Responsible for contributing to department goals and standards as assigned by Lending Management.
• Decisions or conditions loan requests within the loan authority, working with underwriters of higher authority to expedite decisions.
• Responsible for evaluating and reviewing reports
• Handles escalated member complaints in a courteous, professional manner
• Serves as point of contact in the absence of management.
• Builds and strengthens rapport with Branch personnel by effectively and promptly communicating credit decisions and providing prompt dealer service.
• Serves as a liaison between Central Lending and the Retail Branch staff.
• Monitors the queue for loan applications.
• Reviews and interprets credit reports and loan applications to make sound loan decisions within scope of authority and acceptable time parameters.
• Evaluates past and present credit information and other related factors in order to make a quality loan decision.
• Identifies and understands debt restructuring and alternatives to lending with regard to the security and best interests of the credit union as well as the member.
• Recognizes opportunities and suggests the cross selling of credit union products and services to members.
• Offers guidance and assistance with loan building, credit interpretation, credit union policies and procedures to other staff members as needed.
• Reviews loan documentation, verification of income, collateral appraisals and other documents as needed for loan underwriting, verifies…