Associate Director, Credit Structures

Job Description

The Opportunity
Join Royal Bank of Canada's Private Banking team in a specialized credit structures role. You'll provide dedicated support in underwriting annual reviews and managing credit relationships for our largest and most complex clients in Halifax, Atlantic Region. Working with high-net-worth individuals and sophisticated business structures, you'll help develop tailored lending solutions, secure risk approvals, and manage loan fulfillment through closing.
What You'll Do

Conduct annual credit reviews of complex borrowing relationships within the Private Banking wholesale portfolio

Partner with Private Bankers and credit team members to gather information for annual reviews and new credit transactions

Perform comprehensive financial analysis of borrowers and guarantors on large, complex transactions

Structure credit solutions for personal holding companies, professional corporations, and trusts

Conduct securities and portfolio analysis

Coach and mentor junior credit team members

Identify process improvements and contribute to special projects

What You Need to Succeed
Must Have

Proven lending experience in retail, commercial, or capital markets

Strong capability analyzing complex financial statements

Advanced Excel and financial modeling skills

University degree in business or related field

Ability to manage multiple credit files simultaneously while meeting tight deadlines

Excellent communication skills and client-focused mindset

Nice to Have

CFA or MBA designation

Experience with Synergy (CCR) and Newton systems

Results-oriented, decisive approach

What’s in it for you?

Competitive total rewards program including bonus, flexible benefits, and stock options

Supportive leaders invested in your professional development

Dynamic, collaborative, high-performing team environment

Flexible work-life balance

Clear career progression and expanded responsibilities

Strong client relationships and cross-business opportuniti

Job Skills
Additional Job Details

Address:

RBC WATERSIDE CENTRE, 1871 HOLLIS ST:

HALIFAX

City:

Halifax

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

Final date to receive applications:

Note: Applications will be accepted until 11:59 PM on the day prior to the Final date to receive applications date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities.

RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity lified applicants may be contacted to review their resume in more detail.