Lending Intern

Guaranty Square
Hammond Main Branch
400 E Thomas St
Hammond, LA 70401, USA

The Lending Intern performs assigned duties, responsibilities, and studies while participating in a formal lending training program. Becomes familiar with all of the operations and procedures of the lending department. Employed on a part time basis, not to exceed 900 hours.

• Attend to the needs of present and potential customers seeking a banking relationship that may involve unsecured funds and/or credit secured by mortgages or other banking products.
• Interview applicants to develop information concerning their business or consumer needs, desires, repayment ability and earnings to determine the viability of the relationship.
• Obtain and direct the analysis of all financial data.
• Conduct credit checks and make on site visits.
• Take the banking relationship through the credit process, deposit process and ancillary bank products process.
• Follow current loans to ensure complete conformity with terms and identification of developing trends.
• Work with Customers to correct/clear loan exceptions (financial, covenant, collateral, etc.) as needed.
• Perform site visits for loan collateral.
• Assist with the implementation of Abrigo and other software initiatives.
• Represent First Guaranty Bank in the community.
• Adhere to BSA/AML policy and all other bank policies.
• Other duties and responsibilities as may be assigned by supervisor.

• Minimum GPA of 3.00
• Enrolled in a business related major (i.e. accounting, finance, etc.)
• Must be able to work at least 20 hours per week

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools or controls.

The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.