Financial Analyst - Trade Underwriting

We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health®, you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time.

Trade Finance Analyst - Trade Finance Commercial Underwriting, is responsible for the financial analysis and modeling of manufacturer contracts negotiated by the Trade Relations team for the Zinc Health Services and Government Programs organization commercial lines of business.

The Analyst responsibilities also include:

• Financial analysis of manufacturer contracts negotiated by the CVS Caremark Trade Relations team
• Pre and post-implementation financial analysis of implemented strategies
• Providing analytics and data for contract negotiations
• Develop and maintain sophisticated financial models to support the Trade organization in evaluating and advancing prospective initiatives and strategies
• Extract and analyze drug utilization data from multiple databases, ensuring adherence to time-sensitive deadlines
• Collaboration with Trade and other partner teams on data and analysis needs
• Maintaining relationships with Trade Relations and other partnering organizations
• Involvement in project work to improve underwriting operations

This position will help build and maintain sophisticated models to aid the Trade organization to further improve prospective initiatives and strategies. This role will also require extracting drug utilization data from multiple databases, while adhering to time-sensitive deadlines.

• Minimum of 1-2 years of professional work experience
• At least 1 year of experience in Finance
• At least 1 year of experience in Excel and/or analytical roles

• 2+ years of advanced Excel experience
• Background in Healthcare Finance or Pharmacy Benefit Management (PBM)
• Experience with contract interpretation
• Proficiency with Power BI, Python, and/or VBA is highly desirable

• Bachelor's degree in Business, Analytics, or a related field or equivalent (HS Diploma and 4-5 years of experience) required

40

Full time

$43,888.00 - $93,574.00

The typical pay range for this role is: $43,888.00 - $93,574.00. This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:

• Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan
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• No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
• Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

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We anticipate the application window for this opening will close on: 02/17/2026

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.