Insurance Associate Examiner; Property & Casualty Division - AR

Introduction

Are you an Insurance Professional looking for new opportunities? Do you specialize in reviewing or creating policy forms, rate and rules? If so, read below & apply today! The Connecticut Insurance Department (CID) is currently accepting applications for an Insurance Associate Examiner within the Property & Casualty Division in Hartford.

Our State Employee Benefits Overview page! Professional growth and development opportunities. A healthy work/life balance to all employees.

• Full Time, 40 hours per week
• Location:
  
  153 Market Street in Downtown Hartford, easily accessible for all commuters
• Monday - Friday 8:00 AM to 4:30 PM
• Hybrid (combination of in-office/telework)

• Perform complex related duties involving review of insurance companies’ commercial rates, rules and policy forms.
• Support market conduct reviews or mediation of consumer affairs complaints.
• Examine all related types of Commercial insurance policy forms based upon assigned functional area for new and unusual products.
• Participate in the drafting of regulations and bulletins.
• May assist in the training of lower level examiners.
• Work in conjunction with other regulatory entities.
• Perform related duties as required.

If you hold any of the above listed active designations or any other job‑relevant licenses or certifications, please list them in the Licenses and Professional Certifications section of your application. If you do not hold any of the above listed active designations, we encourage you to apply.

Our mission at the State of Connecticut, Connecticut Insurance Department (CID) is consumer protection. The department carries out its mission by enforcing state insurance laws to ensure policyholders are treated fairly, by providing assistance, outreach, and education to help consumers make sound choices, and by regulating the industry in a fair and consistent manner that fosters market competition for the availability of insurance.

In the Insurance Department this class is accountable for independently performing complex tasks related to the review of insurance policy forms and rates, investigation and mediation of consumer complaints or examination of insurance company records and market and/or business practices or analysis of financial statements and related records.

• Performs complex related duties involving review of insurance company policy and rate filings, examination of insurance companies’ market conduct and/or business practices or investigation and mediation of consumer complaints for compliance with relevant statutes and regulations.
• Examine all related types of insurance policy forms based upon assigned functional area for new and unusual products.
• Prepares reports of examinations and/or investigations.
• Assists in the preparation of material for criminal and/or administrative cases.
• Participates in the drafting of regulations and bulletins.
• May review loss reserve methodology including testing of underlying data and examining the adequacy of an insurer’s loss reserve.
• May conduct studies of cost, content and availability of various lines of insurance.
• May independently conduct investigation of complaints against insurance companies including complicated cases and issues.
• May lead or independently conduct market examinations of insurance companies for compliance with relevant state statutes and guidelines including rates charged and claims practices.
• May assist in the training of lower level examiners.
• Performs related duties as required.

Considerable knowledge of and ability to interpret insurance licensee law, regulations and guidelines; accounting and auditing principles and practices; business practices and operational procedures of insurance licensees; policy contracts and forms;
Knowledge of methods and procedures for conducting investigations and examinations; and ability to interpret and apply insurance statutes, regulations and bulletins; insurance rates and rating procedures; contract and property law. Considerable interpersonal skills; oral and written communication…