Credit Origination Manager

Job Description

To proactively originate, assess, structure, and support the execution of structured product deals for Business and Commercial Banking clients within a market, while ensuring high-quality credit submissions and effective risk management. To deliver a seamless client credit experience and contribute to the structured debt product revenue growth and market penetration.

• First Degree in Business Commerce (Required)
• Post Graduate Degree in Business Commerce (Preferred)

• 5 – 7 years of experience in Business & Commercial Banking.
• Experience in credit origination, commercial property lending, and corporate/business banking, including demonstrated expertise in structuring property finance deals and conducting robust credit analysis.
• Experience partnering with Relationship Managers and influencing client outcomes.
• 3 – 4 years of experience in related fields.
• Exposure to offshore banking environments is advantageous.

• Accompany relationship managers (RMs) on client visits to identify credit needs early in the deal process, shape deal strategy, accelerate origination, and enhance client value delivery.
• Apply strong credit analysis and structuring expertise to shape well‑structured, risk‑aligned proposals that improve deal feasibility, strengthen approval outcomes, and support asset growth.
• Originate and structure debt solutions in partnership with RMs and relevant product heads to drive revenue growth, deepen client relationships, and strengthen the bank’s market position.
• Provide structured debt insights to shape client selection, credit appetite, and the development of client engagement strategies, ensuring portfolio quality and strategic focus on high‑value sectors and clients.
• Participate in the Business Assessment Committee, negotiations, and structuring discussions to guide viable deal design and support alignment with bank strategy and risk appetite.

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies

• Business Acumen (Audit)
• Financial Acumen
• Risk Acceptance
• Risk Awareness
• Risk Identification
• Risk Management
• Commercial Acumen