Commercial Loan Officer - Hattiesburg, MS

Establishes, maintains, and develops client relationships within assigned territory to attain targeted business and commercial loan portfolios. Manages a variety of commercial loans in compliance with bank policy and regulatory requirements.

• Establishes and maintains favorable professional network within assigned local community, county, and/or territory.
• Calls on potential or existing clients to develop new business, increase business and retain existing business.
• Interviews applicants for commercial types of loans
• Assists commercial loan customers with the loan application process and ensures the confidentiality of all information provided by applicants.
• Analyzes and screens loan requests on all types of loans.
• Exercises judgment within wide ranging policies, precedents and upper-level management oversight for packaging loans as well establishing terms and conditions of loans.
• Achieves and maintains required loan portfolio balance.
• Maintains thorough understanding of loan policy and procedure in relation to commercial lending.
• Participates in a team effort to cross-sell bank and affiliate products and services.
• Completes all required training.
• Performs other related duties as required or assigned.

• Bachelor’s degree or equivalent combine of education and lending and banking experience
• Two to four years previous banking experience with emphasis in commercial lending and branch management

• Must have or receive NMLS clearance.
• Ability to communicate effectively with clients to achieve loan portfolio goals, establish business relationships, and maintain client satisfaction.
• Knowledge of regulatory requirements governing commercial lending.
• Proficiency in computer applications
• Must possess and maintain current and valid driver’s license and a vehicle with appropriate insurance coverage.
• Ability to travel throughout the market for various meetings and appointments.