VP of Business and Commercial Lending

Zachary Piper Solutions is currently seeking a VP of Business and Commercial Lending in Hauppauge, NY

• Establishes and manages lending objectives, targets, strategies, and practices to achieve organizational financial, growth, and service goals
• Seeks out new business opportunities and develops strategies to expand existing business
• Manages the maintenance and servicing of the existing commercial loan portfolio
• Conducts thorough financial analysis of prospective borrowers, including reviewing income statements, cash flow projections, and credit reports to determine creditworthiness
• Designs customized loan packages based on client needs, including loan amount, interest rates, repayment terms, and collateral requirements
• Evaluates loan applications, assessing risks, and making informed lending decisions within established credit policies
• Monitors existing loan portfolios, reviewing financial updates from borrowers, and taking proactive measures to manage credit risk
• Maintains ongoing communication with clients, addressing concerns, and providing exceptional customer service

• Minimum of ten years of lending experience with at least five years of management experience
• Knowledge of lending principles and practices;
  Federal and state lending regulations and requirements, Collections practices, policies and procedures, bankruptcy and automated lending systems
• Proficiency in Microsoft Excel and Word required
• Strong oral/written communication, interpersonal, management, negotiating, analytical, problem-solving and multitasking skills, and detail orientation required

• $250,000 -$275,000
  * Depending on Experience
• Cigna Medical, dental, vision, Holidays, 401k, PTO and Sick leave as required by law