Experienced Premium Auditor Helena, MT

This posting is scheduled to close on March 15, 2026 at 11:59pm MST. If a sufficient number of qualified applications are received, this posting may close early. Apply today!

About the job:

At Montana State Fund (MSF), we are more than the state’s largest workers’ compensation insurer—we are Montanans serving Montanans. We are seeking an experienced Premium Auditor who understands that auditing is a blend of technical precision and high-level relationship management. This isn't just about spreadsheets; you are a consultant and a partner to Montana’s diverse business community.

As a Premium Auditor, you will manage a portfolio of small to medium-sized businesses with moderate complexity. You’ll spend your time in the field and virtually, acting as a critical bridge between MSF and our policyholders. If you enjoy the independence of the open road, the challenge of diverse risk classifications, and the opportunity to be a subject matter expert, this role is for you.

What you will do:

• Advanced Premium Auditing: Conduct moderately complex audits for a diverse range of Montana businesses, applying expert knowledge of unique exposures, specialized coverage endorsements, and NCCI classification codes. Support the Other States Coverage (OSC) Program by applying multi-state audit requirements and navigating jurisdictional nuances.
• Customer
  
  Education & Experience:
  
  Act as a liaison, educating policyholders on payroll reporting requirements and workers' compensation laws to ensure transparency and trust. Provide meaningful audit experiences that drive policyholder retention and strengthen MSF’s reputation.
• Subject Matter Expertise & Training: Serve as a Premium Audit expert for internal staff and external stakeholders. Develop and deliver training sessions—including those approved for State Auditor’s Office (SAO) continuing education credits. Represent MSF at Board Committee meetings, producer trainings, and county commission events.
• Policy collaboration: Partner with internal MSF stakeholders to ensure that audit findings accurately reflect current and future policy periods, ensuring long‑term data integrity.
• Audit coordination: Select, schedule and complete audit assignments and compute audited subject payroll at customer sites. Verify insured’s business operations, legal status, job classifications and payroll distribution among work exposures by reviewing policyholder’s records, interviewing owners, and worksite observation. Obtain all necessary and pertinent customer documents to achieve thorough work file documentation and complete all required steps.

What you will bring to the role:

• A solid grasp of accounting practices, payroll distribution, and NCCI rules.
• The ability to translate complex financial and regulatory information into clear, actionable advice for policyholders.
• A detail‑oriented approach to reviewing records and identifying job exposures under moderate supervision.
• The confidence to lead trainings and represent the organization in formal settings.
• Resilience when navigating challenges, setbacks, or difficult conversations.
• Strong time‑management skills to effectively balance field travel with analytical reporting.
• Professionalism & Integrity when representing MSF in the field and virtually.

Working for Montana State Fund means joining an organization where Values Matter. We are committed to integrity, service, innovation, and supporting safer workplaces across Montana. As an experienced Premium Auditor, your work directly contributes to the accuracy of insurance coverage and the long‑term financial health of Montana businesses.

• We provide:
  • A comprehensive training program
  • A company vehicle for business travel
  • Ongoing professional development
  • Opportunities for long‑term career growth within MSF

You bring the motivation, professionalism, and customer focus—we provide the tools for your success.

What you will need (minimum qualifications):

• Bachelor's degree and one (1) year of premium audit experience;
  OR an equivalent combination of education and experience.
• Intermediate Excel skills and proficiency of the Microsoft Office Suite.
• Valid Montana driver’s license; ability to…