Risk Management - Auto Risk - Executive Director

JOB DESCRIPTION

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real‑world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best‑in‑class.

• Lead a team responsible for developing and owning the end‑to‑end lifecycle of collections credit risk strategies and overseeing operations practices to ensure adherence to risk requirements for auto loans and leases.
• Provide and direct complex analysis on credit risk and collections strategy effectiveness to identify emerging risks, assess effectiveness of existing strategies, ensure adherence to regulatory guidance, and establish risk thresholds that help the business stay within risk appetite limits.
• Monitor industry and economic trends on the automotive industry and changes in consumer behavior to understand impacts on collateral values and consumer willingness to repay debt.
• Monitor operations and credit risk strategy performance, establish program performance guardrails, and evaluate effectiveness by identifying issues, opportunities, and recommending credit and collections actions.
• Challenge partners across supporting businesses to ensure alignment with risk requirements and other credit risk limits and metrics.
• Maintain relationship and dialogue with external regulators and support exams.
• Provide regular updates to senior risk leadership, risk forums, management, credit risk committees, and regulators.
• Answer ambiguous questions by forming a point of view and generating creative solutions that address the requests.
• Participate in senior management requests, including responding to ad‑hoc questions and preparing talking points for investor meetings and presentations.

• Bachelor’s degree with a minimum of 15 years of relevant auto experience in Risk Management (underwriting/credit strategy/credit risk/collections) and 5 years of management‑level experience.
• Strategic analytics experience.
• Knowledge of Credit Risk Management Processes, Risk Appetite Setting, Credit Strategy Change review and approval, Loss Forecasting, Credit Portfolio Management, Credit Modeling and Model Risk Management.
• Superior communication skills, including active listening and the ability to capture and deliver key takeaways from engagements in writing.
• Strong presence, comfortable interacting with and presenting to all levels of management.
• Strong analytical programming and proficient technical skills in Excel and PowerPoint.
• Strong interpersonal, collaboration, communication and presentation skills.
• Critical eye for detail and strong project management skills.
• Highly motivated, confident, and proactive leader with strong problem‑solving skills.
• Ability to manage multiple priorities and deadlines, perform under pressure, and manage competing priorities under tight deadlines.

• Master’s degree.
• Auto industry experience.

We offer a competitive total rewards package including base salary determined by role, experience, skill set and location. Eligible employees may receive commission‑based pay and/or discretionary incentive compensation, paid in cash and/or forfeitable equity. Benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for religious practices and beliefs, as well as mental health or physical disability needs.

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Equal Opportunity Employer/Disability/Veterans