Member Services Representative

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!

The Senior Member Services Officer should have a broad knowledge of all branch operational procedures. Sr. MSOs will assist with resolving member issues and complaints across all delivery channels. They will evaluate loan applications and make recommendations for approval or denial, while also assisting in training other employees and acting as a mentor to less experienced staff.

• Review and approve loans within lending limits that are outside the limits of less experienced staff.
• Assist in training other employees and act as a mentor to less experienced staff.
• Provide employee support in resolving member and procedural problems.
• Independently research and resolve member complaints.
• Assist with the supervision of the Member Services Officer area, ensuring credit union policy and regulatory compliance.
• Assist Member Services Manager with reconciliation of Member Services Representative items, including end of day balancing and outage reconciliation.

• Comply with all Credit Union policies and regulatory requirements.
• Ensure all member information remains confidential and that members’ accounts are accessed only for business purposes.
• Follow all security and control procedures.
• Complete the Consumer Lending Program (CLP) courses and achieve a passing score on the CLP Exam within 6 months of hire.
• Assist members in all areas of consumer lending.
• Contact members and document efforts regarding deposit and/or loan collection reports as directed by management.
• Serve members by processing transactions in the appropriate system.
• Demonstrate a thorough understanding of SECU Check Acceptance Guidelines and Hold procedures.
• Greet and assist members in a courteous, professional, and timely manner through all service channels – in-person, phone, and digital communication.
• Assist with balancing automated teller machines, teller cash dispensers, and coin sorters.
• Help verify and prepare cash delivery and shipments as directed by management.
• Interact with other departments to facilitate member requests.
• Organize, file, and scan documents daily.
• Process foreign and domestic wires.
• Maintain proficiency in account maintenance and opening all account types for members while following Member Identification Procedures.
• Open and process maintenance on tax‑advantaged accounts, process foreign and domestic wire transfers, redeem savings bonds, and help order and return foreign currency.
• Troubleshoot problems with member accounts, cards, and online access, including processing disputes.
• Maintain a current and comprehensive knowledge of credit union products and services.
• Provide basic knowledge of Financial Advisory and Real Estate Services and offer quality referrals.
• Review and take appropriate action on various reports.
• Establish and facilitate member safe deposit box access.
• Perform subsequent advances on existing open and home equity lines of credit.
• Execute Notary Public services as assigned.
• Exhibit a positive attitude toward members and teammates while maintaining a professional appearance and demeanor.
• Research and resolve member complaints.
• Participate in additional training and continuing education.
• Organize community events as requested by management.
• Maintain regular attendance and punctuality.
• Complete additional tasks assigned by management and other administrative duties as needed.

• High school diploma or GED equivalent.
• Preferred:
  Bachelor’s degree, Certified Credit Union Executive Certification, Associate of Arts or Associate of Science degree via the North Carolina Community College Transfer Program (NC‑CTP).
• Minimum 4 years of directly related experience strongly preferred.
• Demonstrated ability to work independently and as part of a team.
• Excellent critical thinking, problem‑solving skills, and good judgment.
• Ability to train others and serve as a mentor to less experienced team members.
• Apatite for meeting people and developing member confidence and trust in the Credit Union.
• Excellent verbal and written communication skills.
• Compliance with regulatory standards in…