Sr. Software Engineer

Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to community, and to the world.

Progress starts with you.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

The Work itself:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• Works alongside others to implement modifications to existing software code that complies with design specifications and meets security best practices.
• Assists with improvements to systems and tools and supports development and implementation of new automation, asking questions as necessary.
• Engages with team members and manager during code/design reviews, participates in on-call rotations and incident responses throughout product development and operations cycles.
• Leverages working knowledge of systems/platforms and telemetry analyses to identify basic issues in code, processes, and designs when they are inconsistent with customer/business objectives.

Visa will accept applications for this role until at least January 21, 2026.

If this is posting, we are still accepting applications. Visa is not offering relocation assistance for this role.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications:

3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD). Bachelor’s / Master’s degree in Math, Science, Engineering, or Computer Science, Information Systems or related field.

Knowledge of and ability to develop back-end (e.g. Java) code in support of package and product development. This includes the extension of capabilities of packages and products.

The ability to develop and utilize Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications…