Financial Analyst

Hillsboro Commons OH
599 Harry Sauner Road
Suite G & H
Hillsboro, OH 45133, USA

Financial Analyst – Review and analyze annual financial statements submitted by cooperative and commercial real estate borrowers.

• Review and analyze annual financial statements submitted by cooperative and commercial real estate borrowers.
• Identify loans in violation of various covenants including minimum Debt Service Coverage requirements, assessment receivables, reserve requirements; create and update Watch List commentary, ensure adequate risk ratings, recommend risk rating changes, identify new risk areas or potential credit problems.
• Electronically submit annual financial statements to investors and respond to inquiries regarding line item variances and other issues.
• Assist with special projects for Investor Compliance, Risk Management, Investors, and Rating Agencies.

BA/BS degree (Accounting/Finance/Business preferred) or a minimum of 3 years’ experience in commercial real estate or commercial banking, preferably in a financial analysis or underwriting role. Preferred: 3 years’ experience in commercial/commercial real estate banking and/or underwriting/analysis, or an accounting/finance background.

The candidate should be proficient in reviewing financial statements for multiple property types (Cooperative Housing, Community Associations, and Commercial Real Estate) and have a firm knowledge of Microsoft Office, specifically Microsoft Excel, Microsoft Word, and Microsoft Edge. The banker must be comfortable learning new financial reporting and loan tracking software systems.

National Cooperative Bank, N.A. is an Equal Employment Opportunity Employer (EOE/AA).

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.