Loan Processing; US Mortgage

Job Description

1. Processing Proficiency: Oversee the processing of mortgage applications, managing/Indexing documentation, verifying information, calculating income & credit, processing disclosure & re-disclosures and ensuring timely completion of all necessary steps.

2. Regulatory Compliance: Stay updated with federal and state regulations, ensuring all closing and processing activities meet legal requirements, including TRID, RESPA, and other industry standards.

3. Communication Liaison: Act as a primary point of contact between clients, lenders, and internal teams, facilitating smooth communication and resolving any issues during the closing process.

4. Quality Assurance: Conduct thorough reviews of all closing documents, verifying accuracy, completeness, and compliance before finalizing transactions.

5. Workflow Optimization: Identify opportunities to streamline and improve the mortgage closing and processing workflow, contributing to increased efficiency and reduced turnaround times.

• Review loan files to ensure all documentation meets underwriting guidelines and regulatory standards.
• Collaborate with loan officers, underwriters, and other relevant parties to resolve any issues that may arise during the closing process.
• Maintain accurate records of all transactions and documentation, ensuring proper storage and compliance with record-keeping regulations.
• Provide guidance and support to junior staff members, assisting in their professional development within the mortgage closing and processing domain.
• Keep abreast of industry trends, regulatory changes, and best practices, integrating this knowledge into daily operations.

• Graduate in any stream (Essential)
• Flexible to work in rotational/night shift (Essential)
• Strong verbal and written communication skills (Essential)
• Ability to work independently with high level of focus on detail (Essential)
• Ability to maintain a high rate of accuracy and productivity, as well as the ability to multitask and function under deadlines in a fast-paced environment (Essential)
• 2-4 years of work experience interested in US Mortgage process - Loan Processing.
• Previous experience in Mortgage Services (Desired)
• Proficiency with MS Office applications (Desired)