Credit & Audit Review Analyst IV

Position Summary The Credit and Audit Review Analyst IV is responsible for assessing, identifying, and reporting on credit risks and the overall quality of the Bank's loan portfolio through loan file and portfolio examinations, stress testing, and timely submission of reports to the Director of Loan Review.

Duties & Responsibilities Support 3rd party review consultants - project set-up; requesting system/hardware access; providing system training and request materials; researching questions & requests related to financials & documentation; and perform quality control review of financial exception reporting

Preparation of monthly/quarterly loan reports that supplement testing and analytics

Participate in risk grade change meetings with Commercial Lending and Credit Administration Collaborate with various committees or special project groups as needed

Develop training programs/materials, provide training for new Credit/Audit Review Analysts, and provide mentoring to Credit/Audit Review Analysts Provide process and procedural improvement recommendations to the Director Completing scheduled reviews for any size borrowers with a focus on the largest borrowers/relationships and complex transactions with limited support from the Director Perform 1st level quality control reviews for 3rd party reviews to assess reasonableness of conclusion and provide feedback on quality of review to the Director prior to the Director's quality control review

Perform project management tasks include sample selection and/or assignment and monitoring and reporting project status

Perform quality control reviews to provide detailed feedback and support to Credit/Audit Review Analysts I through III Facilitate risk grade change meetings with Commercial Lending and Credit Administration Prepare and present management summary reports for Loan Review or special projects

Attend & present at quarterly management meetings

Develop training programs/materials, provide training for new Credit & Audit Review Analysts, and provide mentoring to other Credit/Audit Review Analysts II and III Perform due diligence reviews for potential acquisitions

Loan Review System administration

Knowledge of:

Basic accounting skills

Basic understanding of financial statements

Credit fundamentals including loan structures and credit analytic ratios (i.e. balance sheet, cash flow, and other performance ratios/metrics)
General loan & collateral documentation

Basic Microsoft Office skills - focused on Word and Excel Education and Training:

Bachelors degree in finance, accounting, or economics
10+ years of commercial loan review and/or credit analysis experience including training/supervising junior

Education & Experience Every day, our associates live Busey’s core values, doing better business, building stronger relationships and creating thriving communities—while delivering meaningful value to shareholders.

Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $98,000 - $125,000/year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results.

Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee…