Home Equity Funder

At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we've been committed to delivering financial services founded on integrity and a people-first philosophy.

As a Home Equity Loan Funder you will support SCCU's Home Equity and HELOC lending process by ensuring loan closing documents are accurate, complete, and compliant. This role reviews and validates documentation, coordinates loan boarding and disbursements, helps reduce operational risk, and delivers a seamless, positive member experience.

Why Join SCCU?

* Member-Focused Mission:
Be part of a not-for-profit organization that reinvests in its members.

* Flexible Schedule Options

* Career Growth:
We prioritize internal promotions and offer on-the-job training.

Home Equity Loan Funder

Key Responsibilities:

* Finalize legal mortgage transactions by conducting comprehensive reviews of Home Equity loan closing documents to ensure accuracy, completeness, and compliance with all regulatory and company requirements. Confirm that all conditions are fully satisfied prior to boarding the loan.

* Execute all boarding activities in a timely manner, including the disbursement of loan proceeds via check or wire in accordance with approved terms, internal controls, and documented procedures.

* Ensure all disbursements align precisely with approved loan terms, Closing Disclosure figures and funding worksheets. Maintain proper documentation to support each disbursement and ensure accuracy in financial transactions.

* Maintain up-to-date knowledge of federal, state, and internal regulations, policies, and procedures. Consistently apply these standards throughout the loan processing and funding lifecycle to ensure full compliance and audit readiness.

* Identify incomplete, inaccurate, or missing documentation within closing packages. Partners with internal teams, processors, title companies, and third parties to obtain timely corrections or additional information.

* Track and document recurring issues and operational trends to support continuous improvement initiatives. Provide insights and recommendations to leadership related to training opportunities, process enhancements, and risk mitigation.

Home Equity Loan Funder

Key Requirements:

* 1 to 3 years prior processing experience required, experience in consumer or mortgage loan products closing and underwriting experience is a plus. May consider equivalent experience in origination or closing.

* NMLS certification is required (National Multistate Licensing System) and must be obtained within the first 90 days of employment.

* High School diploma or equivalent required.

Home Equity Loan Funder Compensation:

* Starting Salary: $22.18 - $23.48 hourly

* Bonus Opportunity:
Eligible for ONE SCCU Annual Bonus.

Work Schedule

* Hybrid and Flexible Schedule Options:
This position is hybrid with two days per week required in office.

* This position also offers a flexible work schedule, with work hours that may be arranged Monday-Friday between 7:30 a.m. and 7:00 p.m. based on business needs and manager approval. Specific start and end times will be established in collaboration with the selected candidate. Saturday by rotation, 9:00 am - 3:00 pm.

SCCU Benefits

* Health & Wellness:
Medical, dental, and vision insurance, plus an Employee Assistance Program.

* Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).

* Education Support:
Tuition reimbursement after one year of service.

* Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.

* Exclusive Discounts:
Lower rates on loans, credit cards, and no fee SCCU accounts!

About SCCU

Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida's east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.

As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products-like checking, savings, and loans-our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.

At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.

I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete…