Commercial Loan Documentation Attorney I or II

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Full-time ICP Support HONOLULU, HI, US

Salary Range: $72,491.00 To $ Annually

Position Function:

This position reports to the department manager and includes the following minimum responsibilities:

I:

(i) Performs legal due diligence of corporate documents to verify loan parties existence and authority, ensure bank's collateral lien position is perfected, and ability to do a complete file review while minimizing the bank's risk by ensuring loan documents are drafted in compliance per credit approval documents.

(ii) Documents business purpose credit transactions, complex commercial real estate & commercial credits in bank's loan documentation software in accordance with established bank guidelines, credit approval documents, compliance and regulatory requirements while ensuring the highest level of accuracy & quality in a timely manner. Complex commercial real estate & commercial credits are defined as credit facilities which contain a large number of complex terms, conditions and/or multiple collateral.

(iii) Assists with loan documentation review and closing of commercial real estate loans which include participations and syndications and interact with outside counsel through the documentation process.

II:

(i) Documents commercial real estate loans in accordance with bank guidelines while ensuring the highest level of accuracy and quality in a timely manner.

(ii) Manage the department's commercial and standby letters of credit portfolios and the post-closing processes.

Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Primary Accountabilities:

I:

• Prepares and/or facilitates quality document preparation in a timely and accurate manner as set forth in the Credit Approval document (CAM, Change Memo, Modification Agreement, etc.). Becomes a proficient producer of quality business purpose documents in the Laser Pro commercial documentation system. Proactively collaborates with relationship officers and their specialists to identify requirements related to the documentation requests, including anything that may preclude or complicate loan closing, funding or recording, and agree on appropriate resolution to ensure quick response for the bank customer.
  
  Proactively involves the department manager, outside counsel, as well as the lending unit leader, relationship officer & specialist, and/or credit administrator or others as appropriate to raise & resolve documentation, closing, funding and/or recording challenges. Demonstrates exceptional knowledge of the bank’s credit policies, documentation standards, regulatory matters and corporate compliance.
• Prepares instructions on disbursing loan proceeds in accordance with the terms set forth in the Credit Approval document and/or lending unit’s instructions.
• Ensures and reviews attorney prepared loan documents mirror bank’s approval document, review of collateral searches, insurance certificates and regulatory forms.
• Setup, track, follow-up and resolves post-closing exceptions with lending units.
• Identifies commonly occurring challenges and brings them to the attention of the department manager, together with…