Software Engineering Director - Consumer Movement

Position: Software Engineering Director - Consumer Money Movement
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at-all from Day One.


Job Description

Role Overview

The Software Engineering Director - Consumer Money Movement is a senior engineering and people leader accountable for the stability, scalability, and modernization of high-volume consumer payment experiences. This role provides clear technical and operational ownership of critical money movement capabilities, including APIs and customer-facing channels, and partners closely with product and business leaders to improve resiliency, reduce operational risk, and enable future innovation.

This is a hands-on engineering leadership role requiring deep technical credibility to make sound architectural and implementation decisions while leading multiple teams and products.

What You'll Own
Money Movement Platforms & APIs

• End-to-end engineering ownership for consumer money movement capabilities, including Mobile Check Deposit, Zelle, ACH, Wires, and supporting integration APIs.
• Accountability for API design, stability, and performance connecting mobile and online experiences to backend money movement systems.
• Technical decision-making across iOS, Android, and backend services, ensuring cohesive and reliable customer experiences.

Engineering Leadership & Team Management

• Lead a large, multi-product engineering organization (20+ employees, 7-8 direct reports, and a significant contractor population).
• Manage engineers across mobile and backend stacks; prior experience managing managers is not required, but the ability to lead multiple products and teams simultaneously is essential.
• Foster strong engineering fundamentals including code quality, thoughtful design, and continuous improvement.

Stability, Resiliency & Operational Excellence

• Drive platform stability improvements and reduce incident frequency and impact across high-risk, high-volume payment systems.
• Strengthen accountability for production outcomes, regulatory compliance, and customer trust.
• Champion automation, modernization, and scalable engineering practices.

Strategy, Partnership & Innovation

• Partner closely with product, business, and backend money movement teams to deliver integrated, end-to-end solutions.
• Serve as a credible engineering voice in strategic discussions, including AI-enabled enhancements to consumer money movement experiences.
• Translate business priorities into clear engineering direction across multiple products.

Required Qualifications

• Bachelor's degree or equivalent practical experience.
• 8+ years of software engineering experience with a strong hands-on programming background.
• 5+ years of experience leading software engineering teams.
• Demonstrated ability to make engineering decisions at scale across multiple products.
• Strong programming experience;
  Java background preferred.

Preferred Qualifications

• Experience in digital payments or money movement domains.
• Experience supporting or modernizing high-availability, regulated platforms.
• Exposure to AI or machine-learning-enabled features within consumer financial products.

Location Expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

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