Underwriting Analyst

Residential Solar Consumer Lending | Skylight Lending

Skylight Lending is hiring an Underwriting Analyst to help power the next wave of residential solar adoption through disciplined, responsible consumer lending.

If you’re strong in credit analysis, thrive in a production environment, and can balance speed with risk control — this role is for you.

You’ll underwrite residential solar loan applications and make clear, defensible credit decisions that protect portfolio performance while keeping deals moving efficiently.

You will:

• Analyze credit bureau data, income documentation, and ability-to-pay
• Validate borrower identity and detect inconsistencies or fraud indicators
• Issue precise, complete stipulations to reduce rework
• Document decisions clearly for audit and compliance purposes
• Review project documentation and make decisions based on underwriting guidelines
• Collaborate closely with Account Management, Funding, and Risk teams
• Meet SLAs in a high-volume, structured environment

This role is internally focused and your clarity and decision quality directly impact partner experience and funding speed.

• 1–3+ years in consumer credit underwriting or risk-based loan decisioning (personal loans, auto, fintech, etc.)
• Strong bureau analysis and ability-to-pay evaluation skills
• Experience working in a production queue with SLA expectations
• High attention to detail and strong fraud awareness
• Ability to maintain independent judgment under urgency

Solar or home improvement lending experience is a MAJOR plus — not required.

• Low rework and clean documentation
• Strong SLA performance
• Clear exception rationale and escalation judgment
• Contribution to process improvements as we scale

Our company offers competitive salaries and benefits packages. The salary for this position is commensurate with experience. Benefits include healthcare, dental, and vision insurance, 401(k) matching, and paid time off.

The underwriting analyst is an essential part of our lending process. We are looking for someone who is analytical, detail-oriented, and has exceptional communication skills. Our team is fully remote, so the successful candidate must be self-motivated and able to work independently. We offer competitive salaries and benefits packages. We are excited for the opportunity of welcoming new members to the team and encourage you to apply!