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Underwriting Assistant

Job in Houston, Harris County, Texas, 77246, USA
Listing for: Skylight Lending
Full Time position
Listed on 2026-02-22
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst
  • Business
    Financial Analyst, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Skylight Lending is a financial services company that specializes in providing loans to consumers for solar installations, energy storage, and home improvement related projects. We provide an easy to understand and seamless lending process to borrowers across the US. Our mission is empower changemakers and provide them with the ability to easily and affordably make an impact with their homes and lives.

Role Overview

We are a tight-knit team and are looking for a highly motivated and skilled underwriting analyst to join us. The successful candidate will have a sharp eye for detail, exceptional analytical skills, and excellent verbal and written communication skills. Our team is growing and we are looking for those with the ability to work independently and be self-motivated.

Roles and Responsibilities

The underwriting analyst will be responsible for analyzing loan and dealer applications and determining if they meet our lending and underwriting criteria. This includes:

  • Analyzing financial documents provided by the applicant such as tax returns, balance sheets, and income statements.
  • Analyzing credit reports and credit scores of the applicant.
  • Evaluating the collateral provided by the applicant to secure the loan.
  • Assessing the cash flow and repayment plan proposed by the applicant.
  • Communicating with applicants to clarify information and obtain additional documentation if needed.
  • Presenting loan proposals to the loan committee for approval.
  • Desired Characteristics
    • Strong Analytical

      Skills:

      The successful candidate should have the ability to analyze financial statements, tax returns, and credit reports to determine the financial health of the consumers and the dealer partners.
    • Attention to Detail: Accuracy and attention to detail are important in this role. The underwriting analyst must have the ability to review large volumes of documentation and identify discrepancies.
    • Communication

      Skills:

      Good verbal and written communication skills are critical in this role. The underwriting analyst will be required to communicate effectively with both internal and external stakeholders.
    • Time Management: The underwriting analyst must have effective time management skills to handle the volume of loan applications. The ability to prioritize and manage multiple tasks in a fast-paced environment is essential.
    • Self-Motivated: Our team is fully remote, so the underwriting analyst must be self-motivated and disciplined to work independently.
    Experience

    The successful candidate should have a minimum of 1-3 years of experience in underwriting, preferably in consumer lending. The candidate should have a strong understanding of financial analysis, credit risk assessment, and the underwriting process.

    Salary and Benefits

    Our company offers competitive salaries and benefits packages. The salary for this position is commensurate with experience. Benefits include healthcare, dental, and vision insurance, 401(k) matching, and paid time off.

    Conclusion

    The underwriting analyst is an essential part of our lending process. We are looking for someone who is analytical, detail-oriented, and has exceptional communication skills. A minimum of 1-3 years of experience in underwriting is required. Our team is fully remote, so the successful candidate must be self-motivated and able to work independently. We offer competitive salaries and benefits packages. We are excited for the opportunity of welcoming new members to the team and encourage you to apply!

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