Senior Financial Analyst

Overview

Bank of the Orient is an independent Asian Community Bank that has proudly served the financial needs of multiple Bay Area communities for over 55 years and the Sugar Land, Texas area. We are known for our commitment to providing personal service, integrity in banking, and excellence in everything we do. We have an opening for a Senior Financial Analyst to support the CFO and senior management in financial planning, forecasting, capital strategy, and ALCO analysis.

The ideal candidate combines strong analytical and modeling skills with a deep understanding of banking financials, capital management. Key skills include advanced financial modeling, data analysis, and proficiency with relevant software and financial statements.

• Perform annual budget, monthly variance analysis, quarterly forecasts and multi-year financial projections and evaluate current and future performance trajectory. Performs FP&A involving budget and other financial forecasting, analyzing business performance, and making recommendations for performance improvements.
• Manage the budget process by reviewing and explaining budget variances with responsible executives/senior managers.
• Support the CFO and Controller with monthly ALCO packages, including NIM, rate sensitivity, and liquidity analysis.
• Prepare management and board–level financial reports summarizing profitability, liquidity, and capital metrics.
• Build and maintain dynamic financial models for loan and deposit growth, margin projections, and capital metrics.
• Conduct yield and cost-of-funds analysis across market regions to inform deposit and funding strategy, including leading deposit analytics to support pricing strategy and modeling Asset-Liability-Management (ALM) strategies.
• Contribute to capital planning, stress testing, and public-company readiness initiatives; evaluate financial performance of the Bank’s lines of business and assist with decision making by synthesizing key trends, assessing risks, and reporting on financial results and metrics.
• Provide ad-hoc financial analysis and recommendations to support strategic initiatives.
• Perform liquidity planning and cash forecasting for the Bank.
• Forecast and manage liquidity needs through daily cash flow analysis to support the bank’s daily operations and balance sheet strategy.

• Bachelor’s degree in Finance or Accounting; MBA or CPA preferred.
• 3-5 years of progressive FP&A experience in a bank or financial institution.
• Advanced Excel modeling skills; familiarity with Power BI, SQL, or similar tools; strong banking knowledge; and knowledge of GAAP.
• Competency in regulatory compliance rules and laws.
• Demonstrated ability to read and analyze financial data and to recognize potential conflicts.
• Ability to use judgment and discretion in resolving problems; manage multiple priorities in a fast-paced environment.
• Proficiency with MS Word and Excel; familiarity with accounting software.
• Strong analytical, communication, and presentation skills.

The candidate will be subject to credit checks, reference checks, background checks, and fingerprinting as permissible by law.

Email resume to:

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Bank of the Orient is proud to be an Affirmative Action, Equal Opportunity Employer.