Financial Services Risk Management, Structured Finance - Transactions, Senior

Location:

New York, Houston, Boston, Miami

At EY, we’re all in to shape your future with confidence and help you succeed in a globally connected powerhouse of diverse teams. Join EY and help build a better working world.

EY is a leader in serving the global financial services marketplace. The Financial Services Organization (FSO) is the only professional services firm with a separate business unit dedicated to the financial services industry. Our focused model and bold ambition place us at the center of the events reshaping the industry, working side by side with client institutions across Banking, Capital Markets, Wealth and Asset Management, and Insurance.

The Structured Finance group within FSO specializes in addressing the needs of market participants in the securitization marketplace across asset classes, including asset‑backed securities (ABS), commercial mortgage‑backed securities (CMBS), residential mortgage‑backed securities (RMBS), and collateralized loan obligations (CLO). The securitization market is dynamic and continually evolving with new regulations and technological advances. This is a great opportunity to work in a fast‑paced transaction business, support diverse engagement teams, work with a wide variety of clients, and lead business‑development activities on strategic and global priority accounts.

• Work with and interact with front‑office investment banking clients on a daily basis.
• Perform loan document review and data reviews on loan files, recalculate fields on data tapes, and run exception reports to reconcile with clients.
• Create collateral stratification tables to assess loan pool characteristics.
• Perform cash flow modeling on deals to reconcile with clients’ loan amortization tables and bond analytics.
• Review offering documents to verify information is accurate, complete, and conforms to industry and market standards.
• Draft and review AUP reports.

Strong leadership, teaming, technical and relationship‑building skills and integrity. A consistent commitment to delivering the highest quality of work products will enable you to integrate into the Structured Finance transaction team and achieve your professional development goals.

• A bachelor’s degree and approximately 2 years of related work experience; or a graduate degree and approximately 1 year of related work experience. Degree in finance, economics, accounting, engineering or a related discipline; MBA or MS preferred.
• Excellent prioritization skills and a commitment to meeting client deadlines.
• Strong communication skills for report writing, client presentations, and client interactions.
• Proficient skills with MS Office, including Excel, Word, and PowerPoint.
• Flexibility and willingness to travel and work in excess of standard hours when necessary to meet client deadlines; valid driver’s license and passport to meet travel requirements.

• Prior structured finance experience.

Individuals who demonstrate in-depth technical capabilities, professional knowledge, the ability to quickly assimilate new knowledge, and possess good business acumen.

• A comprehensive compensation and benefits package based on performance. Base salary ranges for all US locations: $94,300 to $173,000; for NYC, Washington State, and California (excluding Sacramento): $113,200 to $196,500. Total Rewards includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time‑off options.
• A hybrid model with the expectation that most external, client‑serving roles collaborate in person 40‑60% of the time during engagements, projects, or the year.
• A flexible vacation policy that lets you decide how much vacation you need, along with EY Paid Holidays, seasonal breaks, Personal/Family Care, and other leaves of absence to support your well‑being.

EY accepts applications for this position on an on‑going basis.

EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, in accordance with applicable law. EY is committed to providing reasonable accommodation to qualified individuals with disabilities, including veterans with disabilities. If you have a disability and need assistance applying online or requesting accommodation, please call 1‑800‑EY‑HELP
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