Sr Loan Processor; Bilingual - Mortgage

Focus One Mortgage Solutions is looking for a full-time in-house Bilingual Sr. Loan Processor. We are located in Northwest Houston.

The Mortgage Sr. Loan Processor has the primary responsibility for the mortgage loan and all documentation from the receipt of the file through closing.

• Serve as the primary point of contact for borrowers through the loan process.
• Point of contact to gather information and explain process expectations.
• Provide regular updates to members, realtors, and other stakeholders.

• Collect, review, and validate all documentation for compliance with GSE and CU standards.
• Input and maintain data integrity in the loan origination system.
• Verify income, assets, and credit report information per AUS findings.

• Review appraisals, title reports, and flood certifications.
• Ensure satisfaction of all underwriting conditions.
• Finalize file for closing and submit to investors as required (Jumbo, VA, FHA).
• Monitor lock-in periods and request extensions when necessary.

• Ensure adherence to federal and state mortgage regulations.
• Maintain knowledge of investor and insurer guidelines.
• Follow internal policies and workflows accurately and efficiently.

• Strong interpersonal and communication skills with the ability to manage multiple stakeholders.
• High attention to detail and ability to meet deadlines under pressure.
• Proficient in data entry and mortgage software systems.
• In-depth understanding of conventional and special mortgage programs.
• Working knowledge of federal/state lending regulations and GSE guidelines.

• B.A. or B.S. degree in business preferred or equivalent work/educational experience.
• Successful completion of courses or seminars relating to mortgage banking processing and underwriting, and escrow.
• Minimum 2 years of experience as a mortgage loan processor, closer, or underwriter with an emphasis on conventional loan products.

Job Type: Full-time

Pay: $60,000.00 - $65,000.00 per year

Benefits: 401(k), Dental insurance, Health insurance, Paid time off, Vision insurance

Schedule:

Monday to Friday

Work Location:

In person