Loan Closer - Funder

Who we are looking for:

We are seeking an experienced Mortgage Closer with strong time management, organization, good work ethic, and flexibility to support customers and loan officers deliver outstanding service.

• Prepare Closing packages
• Provide funding authorization to Title/Escrow Agents
• Review signed closing packages for accuracy
• Understand fee tolerances, how to handle tolerance violations, when 3 day wait periods apply
• Ensure the closing package is fully complete and accurate and compliant, which includes but is not limited to:
• Lender and seller credits are itemized
• POC credits are itemized
• Fees are listed in the correct sections
• Fee entries are correct
• Escrows set up properly
• Ensure all date entries are completed to ensure accurate reporting and to ensure Loan Officer (and team) have visibility to the steps that have been completed
• Update status notes within the TRID form regarding communication with Loan Officer, borrower or settlement agent

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications:

• 5 years of closer/funder experience preferred
• Experience and extensive knowledge of new RESPA/GFE laws
• Clear focus on detail and ability to recognize inconsistencies in data/documents
• Detailed knowledge of Closing and Legal Documents (HUD-1, Note, Deed of Trust, Assignment, Title Binder) and Disclosure Documents (TIL, GFE, Right of Rescission, State‑specific)
• Ability to work in a “High Volume” environment
• Great work ethic
• Working with Loan Soft software a plus
• Detailed knowledge of:
  • FHA/VA/USDA Loan Documents
  • Credit Documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal)
  • Insurance Documents (Hazard, Flood, MI)
  • MDIA Disclosure timing and APR rules
  • TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance
  • Understanding of compliance, underwriting, origination, or processing roles

Competitive salary, full benefits package, and performance‑based bonus.

Equal Opportunity Employer
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