Commercial Real Estate Senior Relationship Manager - Homebuilder Finance

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever‑growing range of opportunities to discover what makes you thrive at every stage of your career.

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U.S. Bank’s Housing Capital Group, a specialized division within Commercial Real Estate, is seeking an experienced Senior Relationship Manager to manage and grow a portfolio of large private and regional homebuilders. This role is focused on supporting home builder clients across the United States, with a primary emphasis on the Houston market, and requires a strong blend of client relationship management, business development, and credit expertise.

The Senior Relationship Manager will serve as the primary point of contact for a portfolio of home builder clients, responsible for driving revenue growth, originating new business, and managing complex credit relationships. This is a highly client‑facing, sales‑oriented role with responsibility for both maintaining an existing book of business and proactively identifying new opportunities. The position operates in a dynamic lending environment, supporting construction financing and borrowing‑base lines of credit tailored specifically to home builder clients.

• Client Relationship Management
  • Serve as the lead relationship manager for a portfolio of large private and regional homebuilders
  • Develop and maintain strong client relationships, acting as a trusted advisor
  • Understand clients’ evolving credit and banking needs and deliver tailored solutions
  • Represent U.S. Bank within the home builder and real estate community
• Business Development & Origination
  • Drive revenue growth through both existing client expansion and new client acquisition
  • Originate new lending opportunities, primarily focused on:
  • Construction financing
  • Borrowing‑base / line‑of‑credit structures
  • Identify and execute cross‑sell opportunities across banking products and services
• Portfolio Management
  • Inherit and actively manage an existing portfolio of client relationships
  • Oversee a dynamic portfolio of lending relationships with frequent collateral and borrowing‑base activity
  • Ensure ongoing portfolio performance, client satisfaction, and risk management
• Credit & Underwriting Partnership
  • Partner closely with credit teams to structure, negotiate, and execute transactions
  • Maintain a strong understanding of home builder‑specific underwriting practices
  • Participate in the credit approval process and manage deal execution from origination through closing
• Cross‑Functional Collaboration
  • Collaborate with key internal partners, including:
  • Credit (daily interaction)
  • Treasury Management and Deposits
  • Syndications
  • Wealth Management
  • Facilitate introductions and solutions that enhance the overall client relationship
• Market Engagement
  • Actively participate in industry events and networking opportunities
  • Maintain awareness of market trends within the homebuilding sector
  • Serve as a visible and engaged representative of the bank in the local market

• Bachelor's or Master's degree in finance, accounting or other related field
• Five or more years of commercial real estate experience

• Five or more years of home builder finance experience, specifically in underwriting construction loans and secured and unsecured borrowing‑base facilities.
• Advanced knowledge and experience in commercial real estate loan origination and portfolio management.
• Proven business development and strategic management skills
• Experience with driving successful internal partnerships with deposit/treasury management and payment solutions, syndications, wealth management, etc.
• Strong leadership and strategic management skills
• Excellent verbal and written communication skills
• Well‑developed analytical, decision‑making and problem‑solving skills
• Salesforce and…