VP Builder Division Finance

Job Summary

Cornerstone Capital Bancorp, Inc., headquartered in Houston, is a Texas-based financial services company dedicated to helping families, businesses, and communities thrive. Through its primary subsidiary, Cornerstone Capital Bank, the organization operates a community and business banking franchise alongside a national home lending, servicing, and insurance platform.

Guided by a core Mission, Vision and Convictions statement, Cornerstone operates 17 full‑service banking locations across major Texas markets and more than 150 mortgage offices nationwide. The company has served nearly 700,000 customers through its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members, Cornerstone is consistently recognized as a Fortune‑certified Great Place to Work® and a Top Workplace.

• Support builder division managers by summarizing, presenting, and advising on all financial aspects. Translate complex financial data into actionable insights that inform decision‑making, improve performance, and drive profitability.
• Partner with builder division managers in recruiting efforts for Loan Originators by modeling financial scenarios, assessing market opportunities, and advising on compensation. Provide insight into long‑term profitability and capture potential to ensure successful, sustainable recruiting decisions.
• Manage builder division compensation, from the initial creation of agreements through changes in salaries and/or base cost centers, to the approval of monthly commission, incentive, and override reports.
• Model current branches to advise on profitability dynamics and coordinate product margins and commission rates for each market.
• Design, implement, and maintain financial reporting tools and dashboards for all levels of management to provide visibility into key dynamics.
• Oversee the preparation and accuracy of financial reporting and KPIs for compensation purposes.
• Act as a CHL representative for builder division joint ventures (10+), presenting all necessary financial reporting and support.
• Lead the annual builder division budgeting process and mid‑year forecasting, working with regional managers and joint‑venture shareholders to develop strategic business decisions.
• Provide ad hoc analyses and reports to respond to emerging business needs from CHL, ABA/JVs, and executive management.
• Perform other duties as assigned.

• Strong understanding of technology, both theory and practice.
• Strong organizational skills and attention to detail.
• Excellent Microsoft Office skills, particularly Excel.
• Superior analytical skills and ability to manage multiple priorities simultaneously in a fast‑paced, deadline‑driven environment.
• Knowledge of mortgage industry and financial concepts associated with mortgages.
• Minimum 8 years of experience in Financial Planning and Analysis.
• Minimum 5+ years of experience in mortgage sales, secondary, and financial modeling.
• Experience utilizing relational databases for data analysis.
• Minimum 5+ years of experience using Microsoft Office Suite (Word, Excel, Outlook, etc.).

We offer a competitive salary and a comprehensive benefits package that includes Medical, Dental, Vision, Accidental Death, Long‑Term Disability, Short‑Term Disability, FSA, HSA, 401(k), Basic Life, Voluntary Life, and Paid Parental Leave. A performance‑based bonus is available based on position and department.