Senior Credit Risk Analyst

Equal Opportunity Employer

Williams is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, national origin, age, marital status, disability, veteran status, genetic information or any other basis protected under applicable discrimination law.

Do something that means something at Williams—it’s an opportunity to grow your expertise, explore what drives you, and do meaningful work alongside people who challenge and support you. At Williams, we make clean energy happen. And you can too, so bring your energy to ours! At Williams, you won’t just analyze numbers—you’ll help safeguard the transactions that keep natural gas flowing to homes, businesses, and power plants across the country.

Your credit decisions directly enable the contracts and partnerships that make clean energy possible at scale.

The Senior Credit Risk Analyst manages credit risk for a portfolio of counter parties by evaluating creditworthiness, establishing and approving credit limits within delegated authority, and monitoring exposure across commercial activities. This role reviews and approves counter party contracts, serves as a subject matter expert for internal partners, and provides guidance to less‑experienced team members. The role operates independently on complex matters and plays a key role in protecting the company’s financial position.

• Evaluate and approve credit exposure for energy counter parties—including midstream producers, marketers, and utilities—using financial analysis, industry insight, and sound judgment within delegated authority.
• Structure and negotiate collateral arrangements, including letters of credit, guarantees, and other credit support instruments.
• Monitor portfolio risk across a dynamic book of counter parties, identifying emerging concerns and recommending mitigation actions.
• Review and approve contracts with credit implications, partnering closely with commercial and legal teams.
• Mentor junior analysts and contribute to the development of a strong, collaborative credit team.
• Report on credit activities and exposure to leadership, translating complex risk positions into clear, actionable insights.
• Partner closely with cross‑functional stakeholders including Trading, Legal, Treasury, Accounting, and IT to evaluate risk, support commercial decisions, and ensure alignment across credit‑related activities.

• Education:
  
  Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Experience:
  
  Seven (7) or more years of experience in credit analysis, corporate finance, or a related discipline.

• Ten (10) or more years of experience in oil, gas, or energy, particularly in midstream, trading, or pipeline operations.

• Strong financial acumen with the ability to analyze financial statements, assess risk, and explain conclusions to non‑experts.
• Comfort making sound credit decisions in environments with incomplete or evolving information.
• Strong communication skills with experience working across counter parties, commercial teams, and senior leaders.
• Proficiency in Excel and financial systems; experience with credit platforms or ERP systems is a plus.

• Demonstrates outstanding organizational and interpersonal skills, with safety as the utmost priority.
• Keen analytical skills critical to effective problem solving.
• Detailed understanding of financial documents and ratio analysis.
• Ability to present information clearly and respond to questions from leaders and counter parties.
• Dedication to meeting timelines and the ability to adjust priorities as business needs change.

You’ll start your day by reviewing your portfolio—evaluating counter party exposure, monitoring changes, and identifying emerging risks that could impact the flow of business. From there, you’ll dig into new credit requests, analyze financials, and structure collateral…