Portfolio Manager II - Oil & Gas

Portfolio Manager II – Oil & Gas

Location:

Houston, Texas 77002. This role is based onsite in Denver, CO or Houston, TX.

The Portfolio Manager is a key member of the coverage team, managing transactions and business portfolio tasks. PMs are expected to be intimately involved in the deal process, making recommendations on appropriate credit structures, pricing, etc. They are directly accountable for managing a portfolio of accounts through review of updated financial statements, proactive monitoring, and interaction with the Credit Analyst.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, they achieve results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

• Accountable for managing a portfolio of accounts.
• Review and recommend credit decisions.
• Partner with the Relationship Manager, forming the coverage team to:
• Meet with clients and participate in business development calls.
• Assess prospective client viability for credit.
• Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
• Value collateral.
• Generate commitment letters.
• Assist in providing business partners credit lending policy interpretation.
• Perform final risk rating analysis.
• Capture and document credit decisions, conditions, and modifications.
• Collaborate with the Credit Analyst to perform portfolio management duties such as:
• Establish and maintain investor group on lender portal.
• Perform monitoring action and conduct periodic deal review.
• Execute decisions to renew or modify deals.
• Communicate directly with clients regarding credit events and actions as needed.
• Work independently to pitch a more complex deal structure.
• Focus on continuous learning to keep up with ever-changing market dynamics.
• Mentor more junior PMs and Credit Analysts.

• Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting).
• At least 6 years credit analysis experience that includes midstream, power, and/or RBL.
• Advanced analytical skills, critical thinking, and verbal and written communication skills.
• Professional presence (client-facing).
• Experience managing an advanced commercial client portfolio with some degree of complexity.
• Ability to partner with all deal stakeholders including clients, relationship manager, and credit teams.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem solving.
• Proficient with technology and ability to learn new applications.

• Normal office environment with little exposure to dust, noise, temperature, and the like.
• Extended viewing of a CRT screen.
• Some travel required.

• May be responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential and providing challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.

Total base pay range: $82,100.00 - $ USD annual. Salary within this range depends on role, relevant skill set, relevant experience, education, and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Benefits programs are designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.