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Commercial Portfolio Manager
Job in
Houston, Harris County, Texas, 77246, USA
Listed on 2026-08-04
Listing for:
JCW Group
Full Time
position Listed on 2026-08-04
Job specializations:
-
Finance & Banking
Credit Analyst, Risk Manager/Analyst, Underwriter
Job Description & How to Apply Below
Our client, a well known regional bank, is seeking a C&I Portfolio Manager to join its Commercial & Industrial lending team. This role will support relationship managers by underwriting new credit opportunities and managing an existing portfolio of C&I relationships across a range of industries.
Key Responsibilities- Underwrite new loan requests, renewals, and modifications, including financial statement spreading, cash flow analysis, and covenant structuring
- Manage and monitor an assigned portfolio for credit quality, covenant compliance, and early risk identification
- Prepare credit approval memos and present recommendations to credit committee
- Partner closely with relationship managers to support business development and client retention
- Conduct annual reviews, field exams, and ongoing financial statement analysis
- Ensure adherence to bank credit policy and regulatory requirements
- 2–10+ years of experience in commercial underwriting and/or portfolio management, ideally within C&I lending
- Strong financial statement analysis, cash flow modeling, and credit structuring skills
- Bachelor's degree in Finance, Accounting, Economics, or related field; formal credit training program a plus
- Excellent written and verbal communication skills; ability to present to senior credit officers
- Detail-oriented with strong organizational and time-management skills
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