Mortgage Loan Officer (NMLS Licensed) - Hybrid

Entry level mortgage loan officer
• houston tx

Last updated: 1 day ago Full-time

Focus One Mortgage Loan Officer.

Focus One Mortgage Solutions is growing, and we are looking for experienced, licensed Mortgage Loan Officers to join our team in the Jersey Village/Cypress area of Nor...

The responsibility of the Mortgage Loan Officer (MLO) is to source new mortgage loan business from leads generated inside and outside of the Bank.

The MLO is to take loan applications, review the ap...

Our client is seeking a seasoned mortgage professional to independently manage residential mortgage loans from Closing Disclosure through funding, ensuring every loan closes accurately, compliantly...

$30,000.00 yearly Full-time

Houston, Texas, United States Or refer someone Job Openings Mortgage Loan Officer
- Texas.

Our client is looking for experienced Loan Officers in Texas! This company is not simply driven by profit, b...

• Respond promptly to inbound mortgage leads from multiple credit union partners, Focus One business channels, customer inquiries, referral partners, and self-sourced contacts.
• Consult with prospective borrowers to understand home ownership goals, financing needs, credit profile, income, assets, and timeline; analyze information and advise on appropriate loan options, pricing, guidelines, documentation requirements, and next steps.
• Originate accurate loan applications, gather supporting documentation, and structure complete files for efficient submission to processing.
• Maintain consistent communication with borrowers, credit union partners, Realtors, referral sources, title companies, Loan Officer Assistant support, and internal operations teams from application through closing.
• Manage pipeline activity, follow up on outstanding items, monitor milestones, and coordinate with processing, underwriting, closing, and management to resolve file issues promptly.
• Build productive credit union partner and referral relationships, maximize inbound lead opportunities, develop self-sourced business, and maintain current product, guideline, licensing, HMDA, and compliance knowledge.

• Active NMLS license required; candidates must maintain licensing in good standing and obtain additional state licenses as business needs require.
• Minimum 2 years of successful residential mortgage loan origination experience preferred.
• Experience with purchase, refinance, first-time homebuyer, move-up buyer, portfolio, brokered, conventional/FNMA, and government loan products preferred.
• Strong sales, consultative communication, customer service, phone, and relationship-building skills, with the ability to manage inbound credit union partner leads and self-sourced opportunities.
• Strong understanding of mortgage guidelines, disclosures, documentation requirements, credit, income, asset analysis, and pipeline management;
  Encompass or another Loan Origination System and Microsoft Office experience preferred.
• Detail-oriented, organized, accurate, self-motivated, ethical, and able to manage multiple borrowers, referral sources, deadlines, and loan files simultaneously;
  High School Diploma or GED required;
  Spanish/English bilingual skills preferred.

• Enjoys consultative sales and helping borrowers make confident home financing decisions.
• Responds quickly to inbound credit union partner leads and follows up consistently.
• Builds trust with borrowers, credit union partners, and referral sources while taking ownership of their pipeline.
• Communicates clearly, works well with the team, and maintains integrity, accuracy, professionalism, and a positive work ethic.

Department:
Mortgage Originations

Location:

Jersey Village/Cypress Area / Northwest Houston

Position Type:
Full-Time

Licensing:
Active NMLS license required; state licensing maintained as required

Market Coverage:
Currently licensed in Texas, Louisiana, New Mexico, and Oklahoma, with expansion into additional markets

Lead Sources:
Multiple inbound credit union partner lead channels, Focus One business channels, referral relationships, and self-sourced opportunities

Loan Products:
Portfolio, brokered, FNMA/conventional, and government loan programs

Schedule:

Monday-Friday, with flexibility required based on borrower, partner, and business needs

Work Environment:
Professional mortgage originations environment serving credit union members, referral partners, and self-sourced clients

About Focus One Mortgage Solutions:
Focus One Mortgage Solutions is part of Focus One, a trusted lending solutions provider serving credit unions and their members across the country. Since 1998, Focus One has been committed to helping credit unions better serve their members through innovative lending solutions, exceptional service, and strong operational support. Our mortgage team works closely with credit union members and referral partners to provide a seamless home financing experience while maintaining the personalized service and trusted relationships that credit unions are known for.

We value…