Senior Portfolio Manager – Middle Market Credit Delivery

• Independently underwrite, structure, and manage complex commercial credit relationships
• Lead internal and external commercial underwriting processes with prospects and clients
• Underwrite, structure, and document prospect and client transactions
• Analyze company performance, industry and competitive dynamics, and macroeconomic impacts on creditworthiness
• Perform in-depth analysis of financial statements, projections, and business plans
• Identify and mitigate key risks and recommend appropriate loan structures
• Maintain expertise in ancillary banking products and legal documentation impact and negotiation
• Manage assigned portfolio performance, trends, risk ratings, annual reviews, financial statement spreading, compliance, and regulatory reviews
• Manage amendments and waivers in the assigned portfolio
• Expand client relationships through direct client calling efforts and develop credit solutions with product partners
• Provide complex financing solutions and share industry and market expertise across the portfolio management organization
• Manage Associates and Analysts and mentor and coach junior PMs, Associates, Analysts, and LOB partners
• Author independent risk recommendations and provide current and forward-looking risk views
• Handle a large portfolio of complex clients and lead projects benefiting the PM platform

• Bachelor’s Degree in Finance or related field
• At least 7-10+ years of progressive experience in middle market and/or mid corporate credit underwriting and portfolio management within a bank or direct lending environment
• Mastery level proficiency with MS Office Desktop applications
• Strong interpersonal skills and solid written/verbal communication
• Sound credit skills
• Strong attention to detail
• Ability to prioritize workflow and multi-task in a fast-paced environment
• English language fluency required

Demonstrates expertise in commercial credit underwriting, portfolio management, and financial analysis, with a strong focus on risk assessment and client relationship development. Proficient in managing complex credit transactions and mentoring junior team members while ensuring compliance and regulatory standards are met.

• Commercial Credit Underwriting
• Portfolio Management
• Financial Statement Analysis
• Risk Assessment
• Client Relationship Development

• Credit Underwriting
• Financial Analysis
• Risk Mitigation
• Loan Structuring
• Financial Statement Spreading
• Regulatory Compliance
• Business Plan Analysis
• Macroeconomic Impact Analysis
• Credit Solutions Development
• Portfolio Performance Management

• Interpersonal Skills
• Written Communication
• Verbal Communication
• Attention to Detail
• Multi-tasking

• Middle Market
• Mid Corporate
• Direct Lending
• Banking Products
• Legal Documentation

• MS Office Desktop Applications